Florida DSCR Loans

DSCR Loans in Florida

Access purpose built DSCR loans across Florida's diverse real estate markets with Watermen Capital, your specialized source for income property financing. Our DSCR financing programs serve investors throughout Florida with solutions designed specifically for residential rental properties (1-4 units) and small multifamily buildings (5-10 units) in various market environments. We understand the distinct characteristics of different Florida rental markets, providing DSCR loans structured around regional considerations such as property values, rental income potentials, vacancy factors, and operating costs. As experienced DSCR lenders serving the entire state, Watermen Capital helps investors capitalize on opportunities ranging from established metropolitan neighborhoods to emerging suburban markets and developing rural communities throughout Florida.

Our Florida Rates

• Single Family Homes, Condominiums and Multifamily Apartments
• Loan Amount - $75,000 to $2,500,000+ per property
• Interest Rates - Starting at 5.625%
• Interest Only or Fully Amortizing Loans
• Loan Term - 30 Years (3, 5, 7, 10 Years Available)
• Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Our DSCR loans throughout Florida feature streamlined qualification processes focused on property level metrics, with customizable terms aligned to specific regional market dynamics and investment objectives. With straightforward documentation requirements for DSCR financing, investors across Florida secure acquisition or refinance funding without unnecessary complexity or delay. Watermen Capital supports income property specialists in all Florida markets with DSCR loans that accommodate various investment strategies based on local market opportunities and economic trends. Let our team with extensive knowledge of Florida's diverse rental markets help structure DSCR loan solutions that address your specific investment goals, whether targeting single family homes, small multifamily properties, or mixed portfolios across multiple regions.