Alachua County DSCR Loan
Income property investors throughout Alachua County benefit from DSCR loans that prioritize rental cash flow over traditional personal income requirements. Watermen Capital serves as your trusted DSCR lender, offering investment property financing for residential rentals (1 to 4 units) and small multifamily assets (5 to 10 units) across Alachua County's varied communities. Our DSCR financing approach analyzes each property's debt service coverage capabilities, ensuring rental income can adequately support loan obligations while providing investors the flexibility to expand their portfolios. This property performance based lending strategy enables Alachua County real estate entrepreneurs to overcome conventional financing barriers and accelerate their rental property acquisition goals.
DSCR Loan Terms for Alachua County
- Supported Assets: Single Family Dwellings, Condos & Apartment Buildings
- Lending Capacity - $75,000 to $2,500,000+ maximum per unit
- Interest Pricing - Beginning at 5.625%
- Amortization Types - Interest Only and Standard Amortization
- Contract Term - 30 Years (3, 5, 7, 10 Years Available)
- Loan Proceeds - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance
Watermen Capital's DSCR loans throughout Alachua County feature streamlined processes emphasizing property cash flow analysis over complex personal financial documentation. Our DSCR lending programs accommodate diverse investment approaches across Alachua County communities, supporting everything from starter rental acquisitions to sophisticated portfolio expansion strategies. With deep understanding of regional market dynamics, we structure DSCR financing that responds to local rental demand patterns, property appreciation trends, and operational cost factors unique to Alachua County. Connect with our team to explore how tailored DSCR loans can accelerate your Alachua County rental property objectives through financing solutions designed around investment property fundamentals.
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Where We Lend
Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.
Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.