DSCR Lender

DSCR Lender

As a premier DSCR lender, Watermen Capital offers specialized rental property loans to real estate investors throughout the country. With a deep background in income-producing assets and private real estate lending, our team of originators and underwriters can help you scale your portfolio efficiently.

Watermen Capital offers long-term Debt Service Coverage Ratio (DSCR) loans to qualified investors who wish to grow their real estate business based on property cash flow rather than personal income verification. Whether you are acquiring a single-family rental or refinancing a small multifamily building, you need a DSCR lender that understands your business plan and can close your loan with speed and flexibility. For rental real estate investing, Watermen Capital is exactly that lender.


Our DSCR Loan Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $100,000 to $2,500,000+ per property
  • Interest Rates - Starting at 5.625%
  • Interest Only or Fully Amortizing Loans
  • Loan Term - 30 Years (3, 5, 7, 10 Years Available)
  • Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Rental Real Estate

With easy-to-use analytical tools and the right capital partner, expanding a rental portfolio can be straightforward and profitable. Join Watermen Capital to finance your next income property with the experts. No matter where you invest, Watermen is your ideal DSCR lending partner.

Get a No-Obligation DSCR Loan Quote


Additional Resources:

Fix and Flip Profit Analyzer

Analyze your Estimated ROI on your next Fixer-Upper! Analyze

Rental Yield Analyzer

Analyze your Estimated Annualized ROI on your next Rental Property! Analyze

Refinance Analyzer

Analyze the Cash-out on Your Next Refinance! Analyze

 

Call Us Today: (949) 785-5150

 

 

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.