Saint Johns County DSCR Loan

Saint Johns County DSCR Loan

Income property investors throughout Saint Johns County benefit from DSCR loans that prioritize rental cash flow over traditional personal income requirements. Watermen Capital serves as your trusted DSCR lender, offering investment property financing for residential rentals (1 to 4 units) and small multifamily assets (5 to 10 units) across Saint Johns County's varied communities. Our DSCR financing approach analyzes each property's debt service coverage capabilities, ensuring rental income can adequately support loan obligations while providing investors the flexibility to expand their portfolios. This property performance based lending strategy enables Saint Johns County real estate entrepreneurs to overcome conventional financing barriers and accelerate their rental property acquisition goals.

DSCR Loan Terms for Saint Johns County

• Supported Assets: Single Family Dwellings, Condos & Apartment Buildings
• Lending Capacity - $75,000 to $2,500,000+ maximum per unit
• Interest Pricing - Beginning at 5.625%
• Amortization Types - Interest Only and Standard Amortization
• Contract Term - 30 Years (3, 5, 7, 10 Years Available)
• Loan Proceeds - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Transform your Saint Johns County rental property investment strategy with Watermen Capital's DSCR loans, engineered for investors who prioritize property performance over conventional lending constraints. Our comprehensive DSCR financing serves the full spectrum of income producing assets from single family rentals to small multifamily complexes across Saint Johns County's municipalities. These innovative DSCR lending solutions focus on debt service coverage ratios that reflect actual rental income potential, creating opportunities for portfolio expansion without traditional qualification limitations. Whether you're establishing your first Saint Johns County rental investment or optimizing an existing property portfolio, our specialized DSCR loans provide the financial foundation for sustainable wealth building through strategic real estate investments.