California Private Money Loans

Private Money Loans in California

For real estate investors operating across California's various markets, private money loans represent a critical tool for accessing capital without confronting the restrictive requirements imposed by traditional lenders. By partnering with established private money lenders like Watermen Capital, California investors can leverage property assets to secure swift funding for urgent investment needs. This private money financing strategy proves particularly beneficial in California's competitive real estate environment, where transaction timing often determines success, and conventional loan delays can result in missed investment potential in high-growth areas.

Our California Rates

Single Family Homes, Condominiums and Multifamily Apartments
Loan Amount - $75,000 to $10,000,000 per property
Interest Rates - Starting at 8.5%
Interest Only Payments
Loan Term - 12 to 24 Months, Prepayable
Loan Advance - Up to 90% of Purchase Costs, Up to 100% of Rehab Budget

Navigating California's varied real estate landscape requires a private money lender capable of understanding regional market differences while providing consistent, reliable funding. Watermen Capital specializes in private money loans supporting diverse investment strategies throughout California, from metropolitan fix and flip projects to suburban rental acquisitions and small-town development opportunities. Our private money financing solutions help California investors sidestep the rigid constraints of conventional banking, with straightforward evaluation tools and efficient approval procedures allowing you to secure funding across California substantially faster than through traditional channels, regardless of which market within California presents your next opportunity.

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Fix and Flip Profit Analyzer

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Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.