Modesto, CA Private Money Loans
In Modesto's competitive real estate market, private money loans give investors a big advantage by providing fast access to cash. While banks focus mostly on credit scores, private money lenders like Watermen Capital take a broader view—looking at both the property's potential and your credit situation. This approach with private money financing helps you close deals faster on promising opportunities, giving experienced investors the speed they need to secure profitable deals that traditional banks might pass on.
When investing in Modesto's fast-moving real estate market, you need a private money lender who can close quickly and fund your projects without delay. Watermen Capital specializes in private money loans for fix and flip projects, rental conversions, new construction, and rental properties, helping you avoid the strict requirements of traditional banks. With our easy private money financing process and streamlined approval system, you can evaluate potential investments and get private money loans faster than with bank loans, no matter what type of real estate strategy you're using.
Home Value Trend for Modesto
Year over Year| 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| $511,522 | $574,115 | $554,079 | $575,469 | $581,155 |
| 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| $1,892 | $1,876 | $1,895 | $1,996 | $1,948 |
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Where We Lend
Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.
Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.