North Carolina Private Money Loans

Private Money Loans in North Carolina

Throughout North Carolina, private money loans serve as practical funding solutions based primarily on property values rather than borrower credit profiles. These asset-focused loans come from specialized private money lenders such as Watermen Capital, who understand the unique real estate landscape across North Carolina. Private money loans bypass the lengthy approval timelines of conventional mortgages, providing real estate investors across North Carolina with the rapid capital needed for renovation projects, time-sensitive purchases, or commercial property acquisitions where traditional financing might cause missed opportunities.


Our North Carolina Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $10,000,000 per property
  • Interest Rates - Starting at 8.5%
  • Interest Only Payments
  • Loan Term - 12 to 24 Months, Prepayable
  • Loan Advance - Up to 90% of Purchase Costs, Up to 100% of Rehab Budget

Navigating North Carolina's varied real estate landscape requires a private money lender capable of understanding regional market differences while providing consistent, reliable funding. Watermen Capital specializes in private money loans supporting diverse investment strategies throughout North Carolina, from metropolitan fix and flip projects to suburban rental acquisitions and small-town development opportunities. Our private money financing solutions help North Carolina investors sidestep the rigid constraints of conventional banking, with straightforward evaluation tools and efficient approval procedures allowing you to secure funding across North Carolina substantially faster than through traditional channels, regardless of which market within North Carolina presents your next opportunity.

Get a No-Obligation Private Money Loans Quote


Fix and Flip Profit Analyzer

Analyze your Estimated ROI on your next Fixer-Upper! Analyze

Rental Yield Analyzer

Analyze your Estimated Annualized ROI on your next Rental Property! Analyze

Refinance Analyzer

Analyze the Cash-out on Your Next Refinance! Analyze

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Call Us Today: (949) 785-5150

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.