Smithfield, NC Private Money Loans

Smithfield, NC Private Money Loans

In Smithfield's competitive real estate market, private money loans give investors a big advantage by providing fast access to cash. While banks focus mostly on credit scores, private money lenders like Watermen Capital take a broader view—looking at both the property's potential and your credit situation. This approach with private money financing helps you close deals faster on promising opportunities, giving experienced investors the speed they need to secure profitable deals that traditional banks might pass on.


Watermen Capital, a trusted private money lender, offers both short-term bridge loans and long-term rental loans to Smithfield investors looking to grow their property portfolios. Our team brings real-world experience in both real estate investing and private money loans, helping you find and fund your next deal quickly. Whether you're flipping houses, converting properties to rentals, building from scratch, or buying rental properties, our simple private money financing process and practical approach ensures we can help investors who know that good opportunities don't stick around for long.

Home Value Trend in Smithfield

Year over Year
-1.81%
Average Home Value in Smithfield (5 Year)
20212022202320242025
$228,831$278,799$288,679$296,742$294,832
Source: Zillow Home Value Index (ZHVI)
Average Rental Value in Smithfield (5 Year)
20212022202320242025
--------$1,772
Source: Zillow Home Value Index (ZHVI)

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Other Loan Services for Smithfield


Run a quick analysis for your next Private Money Loan Deal

739160

Fix and Flip

Analyze your Estimated ROI on your next Fixer-Upper!

$83,852
$73,923
113%
162883

Rental

Analyze your Estimated ROI on your next Rental!

$88,368
$4,733
5.4%
409796

Refinance

Analyze the Cash-out on Your Next Refinance!

$91,390
$8,007
$1,508

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.

Call Us Today: (949) 785-5150