New Jersey Hard Money Loans

Hard Money Loans in New Jersey

New Jersey real estate investors gain significant competitive advantages through hard money loans, which deliver essential funding speed in markets ranging from bustling urban centers to emerging rural communities. While conventional lenders throughout New Jersey typically emphasize strict personal financial requirements, hard money lenders like Watermen Capital implement a more comprehensive assessment approach by examining both the property's investment merits and realistic exit strategies. This practical hard money financing methodology enables swifter deal completion across New Jersey, allowing investors to capitalize on time-sensitive opportunities that might otherwise be lost during lengthy traditional approval processes.


Our New Jersey Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $10,000,000 per property
  • Interest Rates - Starting at 8.5%
  • Interest Only Payments
  • Loan Term - 12 to 24 Months, Prepayable
  • Loan Advance - Up to 90% of Purchase Costs, Up to 100% of Rehab Budget

Successfully investing across New Jersey's diverse real estate markets requires a hard money lender who understands regional differences while providing dependable funding solutions. Watermen Capital specializes in hard money loans supporting multiple investment strategies throughout New Jersey, from metropolitan redevelopment projects to neighborhood revitalization and emerging market opportunities. Our hard money financing solutions help investors throughout New Jersey avoid the inflexible requirements of traditional banking channels, with user friendly analysis tools and streamlined approval systems allowing you to secure project funding across New Jersey considerably faster than through conventional lenders, regardless of which regional market within New Jersey presents your next investment opportunity.

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Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.