Massachusetts Hard Money Loans

Hard Money Loans in Massachusetts

Across Massachusetts, hard money loans function as practical financing alternatives that prioritize property equity over borrower credit history. These specialized loans, provided by experienced hard money lenders like Watermen Capital, address the unique investment scenarios found throughout Massachusetts's diverse real estate markets. Hard money loans eliminate the extended waiting periods associated with traditional bank financing, offering Massachusetts investors quick access to capital for property flips, distressed property acquisitions, or strategic purchases where conventional lenders might move too slowly for the fast paced Massachusetts market conditions.


Our Massachusetts Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $10,000,000 per property
  • Interest Rates - Starting at 8.5%
  • Interest Only Payments
  • Loan Term - 12 to 24 Months, Prepayable
  • Loan Advance - Up to 90% of Purchase Costs, Up to 100% of Rehab Budget

As an established hard money lender with expertise across all Massachusetts markets, Watermen Capital offers investors customized loan solutions that address the unique challenges and opportunities found throughout the state. Our hard money loans feature simplified processing and expedited funding that make property investment across Massachusetts's varied landscapes more accessible and potentially more profitable. Whether your investment approach involves distressed property renovation in urban cores, rental property acquisition in suburban communities, new construction in expanding regions, or income focused properties in established markets throughout Massachusetts, our hard money financing delivers the responsiveness and adaptability essential for success in today's dynamic real estate environment.

Get a No-Obligation Hard Money Loans Quote


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Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.