Illinois DSCR Loans

DSCR Loans in Illinois

Access purpose built DSCR loans across Illinois's diverse real estate markets with Watermen Capital, your specialized source for income property financing. Our DSCR financing programs serve investors throughout Illinois with solutions designed specifically for residential rental properties (1-4 units) and small multifamily buildings (5-10 units) in various market environments. We understand the distinct characteristics of different Illinois rental markets, providing DSCR loans structured around regional considerations such as property values, rental income potentials, vacancy factors, and operating costs. As experienced DSCR lenders serving the entire state, Watermen Capital helps investors capitalize on opportunities ranging from established metropolitan neighborhoods to emerging suburban markets and developing rural communities throughout Illinois.

Our Illinois Rates

• Single Family Homes, Condominiums and Multifamily Apartments
• Loan Amount - $75,000 to $2,500,000+ per property
• Interest Rates - Starting at 5.625%
• Interest Only or Fully Amortizing Loans
• Loan Term - 30 Years (3, 5, 7, 10 Years Available)
• Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Watermen Capital offers DSCR loans with regionally calibrated underwriting standards designed specifically for income property investors throughout Illinois. Our DSCR financing programs support both acquisition and refinancing of 1-4 unit residential rentals and 5-10 unit multifamily buildings across diverse market environments, from urban cores to suburban neighborhoods and rural communities. Whether maintaining established properties or implementing value enhancement strategies to increase rental income, we provide reliable DSCR loans structured around the economic realities of each regional market. Partner with Watermen Capital, your dedicated DSCR lender for rental property investments throughout Illinois, delivering the specialized financing expertise necessary for building sustainable wealth through strategically diversified real estate portfolios.