New Jersey Private Money Loans

Private Money Loans in New Jersey

Throughout New Jersey, private money loans serve as practical funding solutions based primarily on property values rather than borrower credit profiles. These asset-focused loans come from specialized private money lenders such as Watermen Capital, who understand the unique real estate landscape across New Jersey. Private money loans bypass the lengthy approval timelines of conventional mortgages, providing real estate investors across New Jersey with the rapid capital needed for renovation projects, time-sensitive purchases, or commercial property acquisitions where traditional financing might cause missed opportunities.


Our New Jersey Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $10,000,000 per property
  • Interest Rates - Starting at 8.5%
  • Interest Only Payments
  • Loan Term - 12 to 24 Months, Prepayable
  • Loan Advance - Up to 90% of Purchase Costs, Up to 100% of Rehab Budget

Across New Jersey, Watermen Capital delivers tailored private money loans designed for real estate investors pursuing various strategies in multiple markets. Our private money financing options include both quick-close bridge loans and steady income-focused rental property loans, supported by a team of specialists with extensive investment and lending experience throughout New Jersey. Whether targeting urban rehabilitation projects, suburban rental property acquisition, rural development opportunities, or multi-family investments across New Jersey, our streamlined private money lending process accommodates investors who recognize that New Jersey's most promising real estate opportunities require decisive and prompt action.

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Fix and Flip Profit Analyzer

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Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.