Fort Walton Beach, FL Private Money Loans
In Fort Walton Beach's competitive real estate market, private money loans give investors a big advantage by providing fast access to cash. While banks focus mostly on credit scores, private money lenders like Watermen Capital take a broader view—looking at both the property's potential and your credit situation. This approach with private money financing helps you close deals faster on promising opportunities, giving experienced investors the speed they need to secure profitable deals that traditional banks might pass on.
Watermen Capital, a trusted private money lender, offers both short-term bridge loans and long-term rental loans to Fort Walton Beach investors looking to grow their property portfolios. Our team brings real-world experience in both real estate investing and private money loans, helping you find and fund your next deal quickly. Whether you're flipping houses, converting properties to rentals, building from scratch, or buying rental properties, our simple private money financing process and practical approach ensures we can help investors who know that good opportunities don't stick around for long.
Home Value Trend for Fort Walton Beach
Year over Year| 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| $444,466 | $529,379 | $538,060 | $531,583 | $519,407 |
| 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| $1,494 | $1,652 | $1,735 | $1,757 | $1,773 |
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Where We Lend
Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.
Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.