Florida Rental Loans

Rental Loans in Florida

Across Florida, property investors utilize rental loans to develop diverse real estate portfolios spanning city centers, suburban neighborhoods, and emerging markets. As specialized rental property lenders, Watermen Capital provides tailored investment financing throughout Florida for both residential rentals (1 to 4 units) and small apartment buildings (5 to 8 units). Our statewide rental financing evaluates each property's ability to produce sufficient monthly income to cover loan obligations, enabling investors to qualify based on property economics rather than personal income verification. This approach supports strategic portfolio development across various Florida markets, allowing investors to capitalize on regional opportunities while maximizing purchasing power through rental loans customized to local rental conditions.


Our Florida Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $2,500,000+ per property
  • Interest Rates - Starting at 5.625%
  • Interest Only or Fully Amortizing Loans
  • Loan Term - 30 Years (3, 5, 7, 10 Years Available)
  • Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Our rental loans across Florida feature efficient qualification methods centered on property level performance, with customizable terms aligned to specific regional market conditions and investment goals. With straightforward documentation requirements for rental financing, property owners throughout Florida secure purchase or refinance funding without unnecessary complications or delays. Watermen Capital supports income property investors in all Florida markets with rental loans that accommodate various acquisition strategies based on local opportunities and economic indicators. Let our team with comprehensive understanding of Florida's varied rental environments help design rental loan solutions that address your particular investment objectives, whether focusing on single family properties, small apartment buildings, or diversified portfolios across multiple regions.

Get a No-Obligation Rental Loans Quote


Fix and Flip Profit Analyzer

Analyze your Estimated ROI on your next Fixer-Upper! Analyze

Rental Yield Analyzer

Analyze your Estimated Annualized ROI on your next Rental Property! Analyze

Refinance Analyzer

Analyze the Cash-out on Your Next Refinance! Analyze

Rental Loans in Altamonte Springs

Rental Loans in Apopka

Rental Loans in Arcadia

Rental Loans in Atlantic Beach

Rental Loans in Auburndale

Rental Loans in Avon Park

Rental Loans in Bartow

Rental Loans in Boca Raton

Rental Loans in Bonita Springs

Rental Loans in Boynton Beach

Rental Loans in Bradenton

Rental Loans in Brandon

Rental Loans in Brooksville

Rental Loans in Cantonment

Rental Loans in Cape Coral

Rental Loans in Casselberry

Rental Loans in Clearwater

Rental Loans in Clermont

Rental Loans in Cocoa

Rental Loans in Crawfordville

Rental Loans in Crestview

Rental Loans in Dade City

Rental Loans in Davenport

Rental Loans in Daytona Beach

Rental Loans in Deerfield Beach

Rental Loans in Deland

Rental Loans in Delray Beach

Rental Loans in Deltona

Rental Loans in Destin

Rental Loans in Dunedin

Rental Loans in Dunnellon

Rental Loans in Edgewater

Rental Loans in Englewood

Rental Loans in Estero

Rental Loans in Eustis

Rental Loans in Fernandina Beach

Rental Loans in Fort Lauderdale

Rental Loans in Fort Myers

Rental Loans in Fort Pierce

Rental Loans in Fort Walton Beach

Rental Loans in Gainesville

Rental Loans in Green Cove Springs

Rental Loans in Gulf Breeze

Rental Loans in Haines City

Rental Loans in Hallandale

Rental Loans in Hialeah

Rental Loans in Holiday

Rental Loans in Hollywood

Rental Loans in Homestead

Rental Loans in Homosassa

Rental Loans in Hudson

Rental Loans in Immokalee

Rental Loans in Inverness

Rental Loans in Jacksonville

Rental Loans in Jacksonville Beach

Rental Loans in Jensen Beach

Rental Loans in Jupiter

Rental Loans in Key Biscayne

Rental Loans in Key West

Rental Loans in Kissimmee

Rental Loans in Labelle

Rental Loans in Lady Lake

Rental Loans in Lake City

Rental Loans in Lake Mary

Rental Loans in Lake Placid

Rental Loans in Lake Wales

Rental Loans in Lake Worth

Rental Loans in Lakeland

Rental Loans in Land O Lakes

Rental Loans in Largo

Rental Loans in Leesburg

Rental Loans in Lehigh Acres

Rental Loans in Live Oak

Rental Loans in Longboat Key

Rental Loans in Longwood

Rental Loans in Loxahatchee

Rental Loans in Lutz

Rental Loans in Melbourne

Rental Loans in Merritt Island

Rental Loans in Miami

Rental Loans in Miami Beach

Rental Loans in Middleburg

Rental Loans in Milton

Rental Loans in Mount Dora

Rental Loans in Mulberry

Rental Loans in Naples

Rental Loans in Navarre

Rental Loans in New Port Richey

Rental Loans in New Smyrna Beach

Rental Loans in Niceville

Rental Loans in North Fort Myers

Rental Loans in North Miami Beach

Rental Loans in North Port

Rental Loans in Ocala

Rental Loans in Ocoee

Rental Loans in Odessa

Rental Loans in Okeechobee

Rental Loans in Oldsmar

Rental Loans in Opa Locka

Rental Loans in Orange City

Rental Loans in Orange Park

Rental Loans in Orlando

Rental Loans in Ormond Beach

Rental Loans in Oviedo

Rental Loans in Palatka

Rental Loans in Palm Bay

Rental Loans in Palm Beach

Rental Loans in Palm City

Rental Loans in Palm Coast

Rental Loans in Palm Harbor

Rental Loans in Palmetto

Rental Loans in Panama City

Rental Loans in Panama City Beach

Rental Loans in Pensacola

Rental Loans in Perry

Rental Loans in Pinellas Park

Rental Loans in Plant City

Rental Loans in Pompano Beach

Rental Loans in Ponte Vedra Beach

Rental Loans in Port Charlotte

Rental Loans in Port Richey

Rental Loans in Port Saint Lucie

Rental Loans in Punta Gorda

Rental Loans in Quincy

Rental Loans in Riverview

Rental Loans in Rockledge

Rental Loans in Ruskin

Rental Loans in Saint Augustine

Rental Loans in Saint Cloud

Rental Loans in Saint Petersburg

Rental Loans in Sanford

Rental Loans in Sarasota

Rental Loans in Satellite Beach

Rental Loans in Sebastian

Rental Loans in Sebring

Rental Loans in Seffner

Rental Loans in Seminole

Rental Loans in Spring Hill

Rental Loans in Stuart

Rental Loans in Summerfield

Rental Loans in Tallahassee

Rental Loans in Tampa

Rental Loans in Tarpon Springs

Rental Loans in Titusville

Rental Loans in Valrico

Rental Loans in Venice

Rental Loans in Vero Beach

Rental Loans in West Palm Beach

Rental Loans in Windermere

Rental Loans in Winter Garden

Rental Loans in Winter Haven

Rental Loans in Winter Park

Rental Loans in Winter Springs

Rental Loans in Zephyrhills

Call Us Today: (949) 785-5150

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.