California Rental Loans

Rental Loans in California

Across California, property investors utilize rental loans to develop diverse real estate portfolios spanning city centers, suburban neighborhoods, and emerging markets. As specialized rental property lenders, Watermen Capital provides tailored investment financing throughout California for both residential rentals (1 to 4 units) and small apartment buildings (5 to 8 units). Our statewide rental financing evaluates each property's ability to produce sufficient monthly income to cover loan obligations, enabling investors to qualify based on property economics rather than personal income verification. This approach supports strategic portfolio development across various California markets, allowing investors to capitalize on regional opportunities while maximizing purchasing power through rental loans customized to local rental conditions.

Our California Rates

• Single Family Homes, Condominiums and Multifamily Apartments
• Loan Amount - $75,000 to $2,500,000+ per property
• Interest Rates - Starting at 5.625%
• Interest Only or Fully Amortizing Loans
• Loan Term - 30 Years (3, 5, 7, 10 Years Available)
• Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Our rental loans across California feature efficient qualification methods centered on property level performance, with customizable terms aligned to specific regional market conditions and investment goals. With straightforward documentation requirements for rental financing, property owners throughout California secure purchase or refinance funding without unnecessary complications or delays. Watermen Capital supports income property investors in all California markets with rental loans that accommodate various acquisition strategies based on local opportunities and economic indicators. Let our team with comprehensive understanding of California's varied rental environments help design rental loan solutions that address your particular investment objectives, whether focusing on single family properties, small apartment buildings, or diversified portfolios across multiple regions.