Washington Rental Loans

Rental Loans in Washington

Across Washington, property investors utilize rental loans to develop diverse real estate portfolios spanning city centers, suburban neighborhoods, and emerging markets. As specialized rental property lenders, Watermen Capital provides tailored investment financing throughout Washington for both residential rentals (1 to 4 units) and small apartment buildings (5 to 8 units). Our statewide rental financing evaluates each property's ability to produce sufficient monthly income to cover loan obligations, enabling investors to qualify based on property economics rather than personal income verification. This approach supports strategic portfolio development across various Washington markets, allowing investors to capitalize on regional opportunities while maximizing purchasing power through rental loans customized to local rental conditions.


Our Washington Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $2,500,000+ per property
  • Interest Rates - Starting at 6.5%
  • Interest Only or Fully Amortizing Loans
  • Loan Term - 30 Years (3, 5, 7, 10 Years Available)
  • Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Watermen Capital delivers rental loans with regionally optimized underwriting criteria designed specifically for property investors throughout Washington. Our rental financing programs support both purchasing and refinancing of residential income properties and small multifamily buildings across diverse market environments, from downtown districts to suburban communities and rural settings. Whether maintaining stabilized properties or implementing enhancement strategies to increase rental revenue, we provide dependable rental loans structured around the economic realities of each regional market. Partner with Watermen Capital, your dedicated rental property lender for investment properties throughout Washington, offering the specialized financing expertise essential for building enduring wealth through strategically positioned real estate portfolios.

Get a No-Obligation Rental Loans Quote


Fix and Flip Profit Analyzer

Analyze your Estimated ROI on your next Fixer-Upper! Analyze

Rental Yield Analyzer

Analyze your Estimated Annualized ROI on your next Rental Property! Analyze

Refinance Analyzer

Analyze the Cash-out on Your Next Refinance! Analyze

Call Us Today: (949) 785-5150

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.