Virginia Rental Loans

Rental Loans in Virginia

Across Virginia, property investors utilize rental loans to develop diverse real estate portfolios spanning city centers, suburban neighborhoods, and emerging markets. As specialized rental property lenders, Watermen Capital provides tailored investment financing throughout Virginia for both residential rentals (1 to 4 units) and small apartment buildings (5 to 8 units). Our statewide rental financing evaluates each property's ability to produce sufficient monthly income to cover loan obligations, enabling investors to qualify based on property economics rather than personal income verification. This approach supports strategic portfolio development across various Virginia markets, allowing investors to capitalize on regional opportunities while maximizing purchasing power through rental loans customized to local rental conditions.


Our Virginia Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $2,500,000+ per property
  • Interest Rates - Starting at 6.5%
  • Interest Only or Fully Amortizing Loans
  • Loan Term - 30 Years (3, 5, 7, 10 Years Available)
  • Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Our rental loans across Virginia feature efficient qualification methods centered on property level performance, with customizable terms aligned to specific regional market conditions and investment goals. With straightforward documentation requirements for rental financing, property owners throughout Virginia secure purchase or refinance funding without unnecessary complications or delays. Watermen Capital supports income property investors in all Virginia markets with rental loans that accommodate various acquisition strategies based on local opportunities and economic indicators. Let our team with comprehensive understanding of Virginia's varied rental environments help design rental loan solutions that address your particular investment objectives, whether focusing on single family properties, small apartment buildings, or diversified portfolios across multiple regions.

Get a No-Obligation Rental Loans Quote


Fix and Flip Profit Analyzer

Analyze your Estimated ROI on your next Fixer-Upper! Analyze

Rental Yield Analyzer

Analyze your Estimated Annualized ROI on your next Rental Property! Analyze

Refinance Analyzer

Analyze the Cash-out on Your Next Refinance! Analyze

Call Us Today: (949) 785-5150

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.