Texas DSCR Loans

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DSCR Loans in Texas

Throughout Texas, real estate investors leverage DSCR loans to build diverse rental portfolios spanning urban centers, suburban communities, and developing markets. As experienced DSCR lenders, Watermen Capital delivers specialized income property financing across Texas for both residential investments (1-4 units) and small multifamily properties (5-8 units). Our Texas wide DSCR financing evaluates each property's capacity to generate sufficient rental income to service debt obligations, allowing investors to qualify based on asset performance rather than personal income. This approach enables strategic portfolio expansion across various Texas markets, creating opportunities for investors to diversify holdings while maximizing leverage through DSCR loans tailored to regional rental economics.


Our Texas Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $2,500,000+ per property
  • Interest Rates - Starting at 6.5%
  • Interest Only or Fully Amortizing Loans
  • Loan Term - 30 Years (3, 5, 7, 10 Years Available)
  • Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Watermen Capital delivers DSCR loans with market specific underwriting guidelines across all Texas regions, featuring terms designed for the unique rental economics and tenant profiles found throughout diverse markets. Our DSCR financing includes competitive rates, flexible structures, and qualification processes that emphasize property performance over borrower income limitations. As specialized DSCR lenders operating throughout Texas, we recognize the important variations between different regional markets, providing financing solutions calibrated to local rental conditions, property values, and investment opportunities. Whether building a portfolio across multiple Texas communities or focusing on specific regional markets, our DSCR loans provide the financial framework necessary for sustainable rental property investment strategies throughout the state.

Get a No-Obligation DSCR Loans Quote

• Dscr Loans in Argyle

• Dscr Loans in Bellaire

• Dscr Loans in Colleyville

• Dscr Loans in Flower Mound

• Dscr Loans in Fulshear

• Dscr Loans in Simonton

• Dscr Loans in Southlake

Fix and Flip Profit Analyzer

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Rental Yield Analyzer

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Refinance Analyzer

Analyze the Cash-out on Your Next Refinance! Analyze

Call Us Today: (949) 785-5150

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.