San Juan, TX DSCR Loans

San Juan, TX DSCR Loans

DSCR loans have revolutionized rental property investing in San Juan, offering savvy real estate entrepreneurs a powerful financing tool based on property performance rather than personal income constraints. Watermen Capital, as leading DSCR lenders serving San Juan investors, provides specialized DSCR financing for both residential rentals (1-4 units) and small multifamily properties (5-8 units) throughout San Juan's diverse neighborhoods. Our DSCR loans evaluate each property's debt service coverage ratio, measuring its ability to generate sufficient rental income to cover loan payments and operating expenses. This investment property focused approach allows San Juan landlords to scale their portfolios more effectively than possible with conventional financing options that emphasize borrower income over property performance.


Watermen Capital's DSCR loans feature investor friendly qualification processes tailored specifically for San Juan rental property owners acquiring single family homes, duplexes, triplexes, fourplexes, and small multifamily buildings up to eight units. Our DSCR financing programs include competitive rates, flexible terms, and loan structures designed around the unique needs of income property investors. As dedicated DSCR lenders with deep experience in San Juan's rental markets, we understand local property values, rental income potentials, and the operating costs that impact investment performance. Whether purchasing your first rental or expanding an established portfolio, our DSCR loans provide the reliable financing foundation necessary for building long term wealth through San Juan real estate.

Home Value Trend in San Juan

Year over Year
-1.84%
Average Home Value in San Juan (5 Year)
20212022202320242025
$137,506$160,966$174,840$185,053$183,642
Source: Zillow Home Value Index (ZHVI)

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Other Loan Services for San Juan


Run a quick analysis for your next Dscr Loan Deal

409909

Refinance

Analyze the Cash-out on Your Next Refinance!

$55,138
$11,813
$940
162979

Rental

Analyze your Estimated ROI on your next Rental!

$56,489
$9,774
17.3%

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.

Call Us Today: (949) 785-5150