Somervell County DSCR Loan
Real estate investors across Somervell County discover enhanced financing opportunities through Watermen Capital's DSCR loans, designed specifically for income property acquisition and portfolio growth strategies. Our DSCR lending expertise covers residential investment properties (1 to 4 units) and small multifamily buildings (5 to 10 units) throughout Somervell County, with underwriting focused on rental income capacity rather than traditional borrower qualification metrics. These specialized DSCR financing programs measure each property's ability to generate sufficient cash flow for debt service coverage, enabling investors to scale their holdings based on asset fundamentals. Whether targeting established rental properties or value add opportunities, our DSCR loans provide the financial structure necessary for successful real estate investing throughout Somervell County.
DSCR Loan Terms for Somervell County
- Supported Assets: Single Family Dwellings, Condos & Apartment Buildings
- Lending Capacity - $75,000 to $2,500,000+ maximum per unit
- Interest Pricing - Beginning at 5.625%
- Amortization Types - Interest Only and Standard Amortization
- Contract Term - 30 Years (3, 5, 7, 10 Years Available)
- Loan Proceeds - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance
Across Somervell County's rental markets, Watermen Capital provides DSCR loans with regionally informed underwriting that reflects local property values, rental rates, and operating economics. Our DSCR financing features competitive terms structured for income property investors pursuing various strategies from buy and hold to value enhancement projects. As experienced DSCR lenders familiar with Somervell County's real estate landscape, we offer both purchase and refinance solutions for 1 to 4 unit residential properties and 5 to 10 unit multifamily investments. These property focused DSCR loans eliminate traditional income verification complexities, allowing investors to qualify based on rental performance metrics that truly matter for investment success.
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Where We Lend
Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.
Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.