Bridge Loans
Fast, Flexible Capital for Property Transitions & Urgent Opportunities
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*Serving real estate investors nationwide with rapid bridge financing solutions.
Bridge Loan Service Snapshot
| Feature | Details for Bridge Loan Borrowers |
|---|---|
| Primary Loan Types | Transition Financing, Acquisition Bridge, Construction Completion, Refinance Bridge, Discounted Payoffs |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for urgent needs) |
| Loan-to-Value (LTV) | Up to 70-75% LTV (based on current property value) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Investment Properties, Land (with development plan) |
Why Choose Waterman Capital for Your Bridge Loan
Real estate investing often presents time-sensitive opportunities or complex scenarios that require immediate, short-term capital. Traditional banks are rarely equipped to act with the speed and flexibility needed to "bridge" these gaps.
Waterman Capital offers a strategic advantage:
- Speed & Agility: Our streamlined process allows you to secure funds rapidly, often within 3-10 business days. This is critical for seizing fleeting opportunities, closing quickly on new acquisitions, or avoiding delays in larger projects.
- Flexible Solutions: We understand that every bridge is unique. We offer tailored loan structures for diverse needs, whether you're transitioning between properties, needing quick capital for a discounted payoff, or completing a construction project while awaiting permanent financing.
- Asset-Based Lending: Our focus is on the value and potential of your property, not just your credit score. This allows us to provide financing for a wider range of projects and borrowers who might not qualify for conventional loans.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when is it ideal?
A bridge loan is a short-term, asset-based loan designed to "bridge" a financing gap. It's ideal when you need quick capital for a specific period, such as buying a new property before selling an old one, completing a construction project, or securing a property quickly while waiting for traditional long-term financing to finalize. It's perfect for situations where speed and flexibility are paramount.
How fast can I get funded with a bridge loan?
We pride ourselves on efficiency. For qualified projects with clear exit strategies, we can often fund bridge loans in as little as 3-5 business days, with most loans closing within 7-10 business days. This rapid turnaround is essential for investors navigating time-sensitive real estate transactions.
What types of properties qualify for bridge loans?
We lend on a wide range of property types, including single-family homes, multi-unit residential properties, commercial buildings (retail, office), multifamily complexes, and investment properties. Our primary focus is on the property's value and the viability of your exit strategy.
Do bridge loans require an appraisal?
To expedite the process, we often utilize Broker's Price Opinions (BPOs) or conduct our own internal valuations based on recent comparable sales and market expertise, rather than waiting for a full, traditional appraisal. This helps us close faster and more efficiently, though a full appraisal may be requested for larger or more complex transactions.
Ready to bridge your financing gap?
Get pre-qualified or apply now for a fast bridge loan solution.
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