New York Rental Loans

Rental Loans in New York

Find customized rental loans throughout New York's multifaceted property markets with Watermen Capital, your dedicated source for investment real estate financing. Our rental financing solutions serve landlords across New York with programs created specifically for residential income properties (1 to 4 units) and small apartment buildings (5 to 8 units) in various market settings. We recognize the unique characteristics of different New York rental environments, offering rental loans structured around local considerations including property valuations, income potentials, vacancy trends, and operating expenses. As experienced rental property lenders serving communities statewide, Watermen Capital helps investors pursue opportunities ranging from established urban neighborhoods to growing suburban areas and promising rural markets throughout New York.


Our New York Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $2,500,000+ per property
  • Interest Rates - Starting at 5.625%
  • Interest Only or Fully Amortizing Loans
  • Loan Term - 30 Years (3, 5, 7, 10 Years Available)
  • Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Our rental loans across New York feature efficient qualification methods centered on property level performance, with customizable terms aligned to specific regional market conditions and investment goals. With straightforward documentation requirements for rental financing, property owners throughout New York secure purchase or refinance funding without unnecessary complications or delays. Watermen Capital supports income property investors in all New York markets with rental loans that accommodate various acquisition strategies based on local opportunities and economic indicators. Let our team with comprehensive understanding of New York's varied rental environments help design rental loan solutions that address your particular investment objectives, whether focusing on single family properties, small apartment buildings, or diversified portfolios across multiple regions.

Get a No-Obligation Rental Loans Quote


Fix and Flip Profit Analyzer

Analyze your Estimated ROI on your next Fixer-Upper! Analyze

Rental Yield Analyzer

Analyze your Estimated Annualized ROI on your next Rental Property! Analyze

Refinance Analyzer

Analyze the Cash-out on Your Next Refinance! Analyze

Rental Loans in Albany

Rental Loans in Albertson

Rental Loans in Amawalk

Rental Loans in Amityville

Rental Loans in Amsterdam

Rental Loans in Ardsley

Rental Loans in Ardsley On Hudson

Rental Loans in Armonk

Rental Loans in Astoria

Rental Loans in Atlantic Beach

Rental Loans in Auburn

Rental Loans in Baldwin

Rental Loans in Baldwin Place

Rental Loans in Baldwinsville

Rental Loans in Ballston Spa

Rental Loans in Batavia

Rental Loans in Bay Shore

Rental Loans in Bayside

Rental Loans in Bedford

Rental Loans in Bellmore

Rental Loans in Bethpage

Rental Loans in Binghamton

Rental Loans in Blauvelt

Rental Loans in Brentwood

Rental Loans in Briarcliff Manor

Rental Loans in Brightwaters

Rental Loans in Bronx

Rental Loans in Bronxville

Rental Loans in Brooklyn

Rental Loans in Buffalo

Rental Loans in Campbell Hall

Rental Loans in Canandaigua

Rental Loans in Carmel

Rental Loans in Centereach

Rental Loans in Centerport

Rental Loans in Central Islip

Rental Loans in Central Valley

Rental Loans in Chappaqua

Rental Loans in Clifton Park

Rental Loans in Cold Spring Harbor

Rental Loans in College Point

Rental Loans in Commack

Rental Loans in Coram

Rental Loans in Corona

Rental Loans in Cortland

Rental Loans in Cortlandt Manor

Rental Loans in Cross River

Rental Loans in Croton Falls

Rental Loans in Deer Park

Rental Loans in Depew

Rental Loans in Dobbs Ferry

Rental Loans in East Amherst

Rental Loans in East Elmhurst

Rental Loans in East Meadow

Rental Loans in East Northport

Rental Loans in East Norwich

Rental Loans in East Setauket

Rental Loans in Elmhurst

Rental Loans in Elmira

Rental Loans in Elmont

Rental Loans in Endicott

Rental Loans in Fairport

Rental Loans in Far Rockaway

Rental Loans in Farmingdale

Rental Loans in Floral Park

Rental Loans in Flushing

Rental Loans in Forest Hills

Rental Loans in Franklin Square

Rental Loans in Freeport

Rental Loans in Fresh Meadows

Rental Loans in Fulton

Rental Loans in Garden City

Rental Loans in Geneva

Rental Loans in Glen Cove

Rental Loans in Glen Head

Rental Loans in Glenwood Landing

Rental Loans in Gloversville

Rental Loans in Goldens Bridge

Rental Loans in Granite Springs

Rental Loans in Great Neck

Rental Loans in Great River

Rental Loans in Greenvale

Rental Loans in Hamburg

Rental Loans in Harrison

Rental Loans in Hartsdale

Rental Loans in Hastings On Hudson

Rental Loans in Hauppauge

Rental Loans in Hempstead

Rental Loans in Hewlett

Rental Loans in Hicksville

Rental Loans in Highland Mills

Rental Loans in Holbrook

Rental Loans in Hollis

Rental Loans in Hopewell Junction

Rental Loans in Howard Beach

Rental Loans in Huntington

Rental Loans in Huntington Station

Rental Loans in Irvington

Rental Loans in Ithaca

Rental Loans in Jackson Heights

Rental Loans in Jamaica

Rental Loans in Jamestown

Rental Loans in Jefferson Valley

Rental Loans in Jericho

Rental Loans in Katonah

Rental Loans in Kingston

Rental Loans in Lancaster

Rental Loans in Larchmont

Rental Loans in Latham

Rental Loans in Lawrence

Rental Loans in Levittown

Rental Loans in Lindenhurst

Rental Loans in Little Neck

Rental Loans in Liverpool

Rental Loans in Lockport

Rental Loans in Locust Valley

Rental Loans in Long Beach

Rental Loans in Long Island City

Rental Loans in Lynbrook

Rental Loans in Mahopac

Rental Loans in Malverne

Rental Loans in Manhasset

Rental Loans in Maryknoll

Rental Loans in Maspeth

Rental Loans in Massapequa

Rental Loans in Massapequa Park

Rental Loans in Medford

Rental Loans in Melville

Rental Loans in Mendon

Rental Loans in Merrick

Rental Loans in Middle Village

Rental Loans in Middletown

Rental Loans in Mill Neck

Rental Loans in Miller Place

Rental Loans in Millwood

Rental Loans in Monroe

Rental Loans in Monsey

Rental Loans in Mount Kisco

Rental Loans in Mount Sinai

Rental Loans in Mount Vernon

Rental Loans in Nanuet

Rental Loans in Nesconset

Rental Loans in New City

Rental Loans in New Hampton

Rental Loans in New Hyde Park

Rental Loans in New Rochelle

Rental Loans in New Windsor

Rental Loans in New York

Rental Loans in Newburgh

Rental Loans in Niagara Falls

Rental Loans in North Salem

Rental Loans in North Tonawanda

Rental Loans in Northport

Rental Loans in Oakland Gardens

Rental Loans in Oceanside

Rental Loans in Old Bethpage

Rental Loans in Old Westbury

Rental Loans in Olean

Rental Loans in Orangeburg

Rental Loans in Orchard Park

Rental Loans in Ossining

Rental Loans in Oswego

Rental Loans in Oyster Bay

Rental Loans in Ozone Park

Rental Loans in Patchogue

Rental Loans in Pearl River

Rental Loans in Peekskill

Rental Loans in Pelham

Rental Loans in Pittsford

Rental Loans in Plainview

Rental Loans in Plattsburgh

Rental Loans in Pleasantville

Rental Loans in Point Lookout

Rental Loans in Port Chester

Rental Loans in Port Jefferson

Rental Loans in Port Jefferson Station

Rental Loans in Port Washington

Rental Loans in Poughkeepsie

Rental Loans in Pound Ridge

Rental Loans in Purchase

Rental Loans in Purdys

Rental Loans in Queens Village

Rental Loans in Queensbury

Rental Loans in Rego Park

Rental Loans in Rexford

Rental Loans in Richmond Hill

Rental Loans in Ridgewood

Rental Loans in Riverhead

Rental Loans in Rochester

Rental Loans in Rockville Centre

Rental Loans in Rome

Rental Loans in Ronkonkoma

Rental Loans in Rosedale

Rental Loans in Roslyn

Rental Loans in Roslyn Heights

Rental Loans in Rye

Rental Loans in Saint Albans

Rental Loans in Saint James

Rental Loans in Saratoga Springs

Rental Loans in Scarsdale

Rental Loans in Schenectady

Rental Loans in Sea Cliff

Rental Loans in Seaford

Rental Loans in Selden

Rental Loans in Shirley

Rental Loans in Shoreham

Rental Loans in Smithtown

Rental Loans in South Ozone Park

Rental Loans in South Richmond Hill

Rental Loans in South Salem

Rental Loans in Spring Valley

Rental Loans in Springfield Gardens

Rental Loans in Staten Island

Rental Loans in Stony Brook

Rental Loans in Suffern

Rental Loans in Sunnyside

Rental Loans in Syosset

Rental Loans in Syracuse

Rental Loans in Tarrytown

Rental Loans in Thiells

Rental Loans in Thornwood

Rental Loans in Tonawanda

Rental Loans in Troy

Rental Loans in Tuckahoe

Rental Loans in Uniondale

Rental Loans in Utica

Rental Loans in Valley Stream

Rental Loans in Vestal

Rental Loans in Waccabuc

Rental Loans in Wading River

Rental Loans in Wantagh

Rental Loans in Wappingers Falls

Rental Loans in Watertown

Rental Loans in Webster

Rental Loans in West Babylon

Rental Loans in West Hempstead

Rental Loans in West Islip

Rental Loans in West Nyack

Rental Loans in Westbury

Rental Loans in Westhampton

Rental Loans in White Plains

Rental Loans in Whitestone

Rental Loans in Williston Park

Rental Loans in Woodbury

Rental Loans in Woodhaven

Rental Loans in Woodmere

Rental Loans in Woodside

Rental Loans in Yonkers

Rental Loans in Yorktown Heights

Call Us Today: (949) 785-5150

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.