New York Rental Loans

Rental Loans in New York

Find customized rental loans throughout New York's multifaceted property markets with Watermen Capital, your dedicated source for investment real estate financing. Our rental financing solutions serve landlords across New York with programs created specifically for residential income properties (1 to 4 units) and small apartment buildings (5 to 8 units) in various market settings. We recognize the unique characteristics of different New York rental environments, offering rental loans structured around local considerations including property valuations, income potentials, vacancy trends, and operating expenses. As experienced rental property lenders serving communities statewide, Watermen Capital helps investors pursue opportunities ranging from established urban neighborhoods to growing suburban areas and promising rural markets throughout New York.


Our New York Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $2,500,000+ per property
  • Interest Rates - Starting at 6.5%
  • Interest Only or Fully Amortizing Loans
  • Loan Term - 30 Years (3, 5, 7, 10 Years Available)
  • Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Our rental loans across New York feature efficient qualification methods centered on property level performance, with customizable terms aligned to specific regional market conditions and investment goals. With straightforward documentation requirements for rental financing, property owners throughout New York secure purchase or refinance funding without unnecessary complications or delays. Watermen Capital supports income property investors in all New York markets with rental loans that accommodate various acquisition strategies based on local opportunities and economic indicators. Let our team with comprehensive understanding of New York's varied rental environments help design rental loan solutions that address your particular investment objectives, whether focusing on single family properties, small apartment buildings, or diversified portfolios across multiple regions.

Get a No-Obligation Rental Loans Quote


Fix and Flip Profit Analyzer

Analyze your Estimated ROI on your next Fixer-Upper! Analyze

Rental Yield Analyzer

Analyze your Estimated Annualized ROI on your next Rental Property! Analyze

Refinance Analyzer

Analyze the Cash-out on Your Next Refinance! Analyze

Rental Loans in Albany

Rental Loans in Albertson

Rental Loans in Amawalk

Rental Loans in Ardsley

Rental Loans in Ardsley On Hudson

Rental Loans in Armonk

Rental Loans in Astoria

Rental Loans in Atlantic Beach

Rental Loans in Baldwin

Rental Loans in Baldwin Place

Rental Loans in Bedford

Rental Loans in Bellmore

Rental Loans in Binghamton

Rental Loans in Blauvelt

Rental Loans in Briarcliff Manor

Rental Loans in Brightwaters

Rental Loans in Bronx

Rental Loans in Bronxville

Rental Loans in Brooklyn

Rental Loans in Buffalo

Rental Loans in Campbell Hall

Rental Loans in Centerport

Rental Loans in Central Valley

Rental Loans in Chappaqua

Rental Loans in Cold Spring Harbor

Rental Loans in Commack

Rental Loans in Corona

Rental Loans in Cortlandt Manor

Rental Loans in Cross River

Rental Loans in Croton Falls

Rental Loans in Dobbs Ferry

Rental Loans in East Amherst

Rental Loans in East Elmhurst

Rental Loans in East Northport

Rental Loans in East Norwich

Rental Loans in East Setauket

Rental Loans in Elmhurst

Rental Loans in Far Rockaway

Rental Loans in Flushing

Rental Loans in Forest Hills

Rental Loans in Garden City

Rental Loans in Glen Head

Rental Loans in Glenwood Landing

Rental Loans in Goldens Bridge

Rental Loans in Granite Springs

Rental Loans in Great Neck

Rental Loans in Great River

Rental Loans in Greenvale

Call Us Today: (949) 785-5150

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.