New Mexico Rental Loans

Rental Loans in New Mexico

Find customized rental loans throughout New Mexico's multifaceted property markets with Watermen Capital, your dedicated source for investment real estate financing. Our rental financing solutions serve landlords across New Mexico with programs created specifically for residential income properties (1 to 4 units) and small apartment buildings (5 to 8 units) in various market settings. We recognize the unique characteristics of different New Mexico rental environments, offering rental loans structured around local considerations including property valuations, income potentials, vacancy trends, and operating expenses. As experienced rental property lenders serving communities statewide, Watermen Capital helps investors pursue opportunities ranging from established urban neighborhoods to growing suburban areas and promising rural markets throughout New Mexico.


Our New Mexico Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $2,500,000+ per property
  • Interest Rates - Starting at 6.5%
  • Interest Only or Fully Amortizing Loans
  • Loan Term - 30 Years (3, 5, 7, 10 Years Available)
  • Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Our rental loans across New Mexico feature efficient qualification methods centered on property level performance, with customizable terms aligned to specific regional market conditions and investment goals. With straightforward documentation requirements for rental financing, property owners throughout New Mexico secure purchase or refinance funding without unnecessary complications or delays. Watermen Capital supports income property investors in all New Mexico markets with rental loans that accommodate various acquisition strategies based on local opportunities and economic indicators. Let our team with comprehensive understanding of New Mexico's varied rental environments help design rental loan solutions that address your particular investment objectives, whether focusing on single family properties, small apartment buildings, or diversified portfolios across multiple regions.

Get a No-Obligation Rental Loans Quote


Fix and Flip Profit Analyzer

Analyze your Estimated ROI on your next Fixer-Upper! Analyze

Rental Yield Analyzer

Analyze your Estimated Annualized ROI on your next Rental Property! Analyze

Refinance Analyzer

Analyze the Cash-out on Your Next Refinance! Analyze

Call Us Today: (949) 785-5150

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.