New Mexico DSCR Loans

DSCR Loans in New Mexico

New Mexico rental property investors gain competitive advantages through Watermen Capital's specialized DSCR loans designed for varying market conditions across the state. Our DSCR financing solutions serve investors throughout New Mexico's metropolitan areas, suburban regions, and emerging communities with programs specifically tailored for income property acquisition and optimization. As dedicated DSCR lenders with comprehensive knowledge of New Mexico's regional rental markets, we structure loans for 1-4 unit residential properties and 5-8 unit multifamily buildings that respond to local economic factors and tenant demographics. This regionally customized approach to DSCR loans helps investors build strategically diversified portfolios across New Mexico's varied real estate landscapes without traditional income qualification constraints.

Our New Mexico Rates

• Single Family Homes, Condominiums and Multifamily Apartments
• Loan Amount - $75,000 to $2,500,000+ per property
• Interest Rates - Starting at 6.5%
• Interest Only or Fully Amortizing Loans
• Loan Term - 30 Years (3, 5, 7, 10 Years Available)
• Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Watermen Capital offers DSCR loans with regionally calibrated underwriting standards designed specifically for income property investors throughout New Mexico. Our DSCR financing programs support both acquisition and refinancing of 1-4 unit residential rentals and 5-8 unit multifamily buildings across diverse market environments, from urban cores to suburban neighborhoods and rural communities. Whether maintaining established properties or implementing value enhancement strategies to increase rental income, we provide reliable DSCR loans structured around the economic realities of each regional market. Partner with Watermen Capital, your dedicated DSCR lender for rental property investments throughout New Mexico, delivering the specialized financing expertise necessary for building sustainable wealth through strategically diversified real estate portfolios.