Mississippi DSCR Loans

DSCR Loans in Mississippi

Access purpose built DSCR loans across Mississippi's diverse real estate markets with Watermen Capital, your specialized source for income property financing. Our DSCR financing programs serve investors throughout Mississippi with solutions designed specifically for residential rental properties (1-4 units) and small multifamily buildings (5-8 units) in various market environments. We understand the distinct characteristics of different Mississippi rental markets, providing DSCR loans structured around regional considerations such as property values, rental income potentials, vacancy factors, and operating costs. As experienced DSCR lenders serving the entire state, Watermen Capital helps investors capitalize on opportunities ranging from established metropolitan neighborhoods to emerging suburban markets and developing rural communities throughout Mississippi.


Our Mississippi Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $2,500,000+ per property
  • Interest Rates - Starting at 6.5%
  • Interest Only or Fully Amortizing Loans
  • Loan Term - 30 Years (3, 5, 7, 10 Years Available)
  • Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Watermen Capital offers DSCR loans with regionally calibrated underwriting standards designed specifically for income property investors throughout Mississippi. Our DSCR financing programs support both acquisition and refinancing of 1-4 unit residential rentals and 5-8 unit multifamily buildings across diverse market environments, from urban cores to suburban neighborhoods and rural communities. Whether maintaining established properties or implementing value enhancement strategies to increase rental income, we provide reliable DSCR loans structured around the economic realities of each regional market. Partner with Watermen Capital, your dedicated DSCR lender for rental property investments throughout Mississippi, delivering the specialized financing expertise necessary for building sustainable wealth through strategically diversified real estate portfolios.

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Fix and Flip Profit Analyzer

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Rental Yield Analyzer

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Refinance Analyzer

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Call Us Today: (949) 785-5150

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.