Memphis, TN Hard Money Loans

Memphis, TN Hard Money Loans

Hard money loans have become essential tools for Memphis investors who need immediate capital without the restrictive approval process of traditional banks. By working with an experienced lender like Watermen Capital, borrowers can leverage real estate as collateral to quickly access funds for time-sensitive projects. This financing approach is particularly valuable in fast-moving markets where the ability to close quickly can make the difference between securing or losing exceptional investment opportunities.


As a leading national hard money lender, Watermen Capital provides Memphis investors with flexible loan products and efficient closing processes that make real estate investing both straightforward and profitable. Whether you're planning a fix and flip, fix to rent, ground up construction, or buy and hold strategy, you need a lending partner that understands your business plan and can push your deal through with speed and flexibility. For real estate investing across multiple strategies in Memphis, Watermen Capital is that ideal hard money lending partner.

Home Value Trend in Memphis

Year over Year
0.84%
Average Home Value in Memphis (5 Year)
20212022202320242025
$145,030$168,097$167,153$166,670$168,063
Source: Zillow Home Value Index (ZHVI)
Average Rental Value in Memphis (5 Year)
20212022202320242025
$1,102$1,135$1,157$1,210$1,232
Source: Zillow Home Value Index (ZHVI)

Get a No-Obligation Hard Money Loans Quote


Other Loan Services for Memphis


Run a quick analysis for your next Hard Money Loan Deal

460625

Fix and Flip

Analyze your Estimated ROI on your next Fixer-Upper!

$45,482
$44,494
102%
57390

Rental

Analyze your Estimated ROI on your next Rental!

$52,726
$5,568
10.6%
127140

Refinance

Analyze the Cash-out on Your Next Refinance!

$50,137
$7,433
$860

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.

Call Us Today: (949) 785-5150