Bridge Loans: Fast & Flexible Financing
Seamless Transitions for Your Real Estate Investments
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*Ideal for property acquisitions, refinancing, and avoiding stalled projects.
Service Snapshot: Bridge Loan Program
| Feature | Details for Bridge Loan Investors |
|---|---|
| Primary Loan Type | Bridge Loans (Purchase, Refinance, Construction Completion, Stabilizing Assets) |
| Typical Funding Time | 7-14 Business Days (expedited options available) |
| Loan-to-Value (LTV) | Up to 70-75% LTV (based on current value or ARV for rehabs) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land (with approved plans) |
Why Investors Choose Waterman Capital for Bridge Loans
Bridge loans are crucial for real estate investors needing quick capital to bridge the gap between transactions, avoid default, or capitalize on time-sensitive opportunities. Waterman Capital provides the agile financing solutions required to keep your projects moving forward.
Waterman Capital offers a strategic advantage:
- Strategic Flexibility: Our bridge loans are designed for a variety of scenarios, from purchasing a new property before selling an old one, to refinancing a construction loan, or covering unexpected project costs.
- Speed & Agility: We understand the urgency of bridge financing. Our streamlined process allows for rapid underwriting and funding, ensuring you never miss a critical deadline or investment opportunity.
- Tailored Solutions: We offer customized terms to fit your specific bridging needs, whether it's for a short-term gap or a longer period to complete renovations, stabilize a property, or secure permanent financing.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when should I consider one?
A bridge loan is a short-term loan used to "bridge" the gap between two financial transactions, typically the purchase of a new property and the sale of an existing one, or to provide quick capital for a project before long-term financing is secured. Investors often use them to avoid contingent offers, complete construction, or seize time-sensitive opportunities that require immediate funding.
How quickly can Waterman Capital fund a bridge loan?
Recognizing the time-sensitive nature of bridge financing, we prioritize efficiency. While specifics depend on the project's complexity and the completeness of documentation, we can often fund bridge loans in 7-14 business days, significantly faster than traditional lenders, helping you maintain momentum on your projects.
What types of properties are eligible for bridge loans?
Waterman Capital offers bridge loans on a broad range of property types, including single-family homes, multi-unit residential, apartment buildings, commercial properties (retail, office, industrial), and even land for development (with appropriate plans and an exit strategy). Our focus is on the asset's value and the viability of your bridging need and exit plan.
What are common uses for a bridge loan?
Bridge loans are highly versatile. Common uses include: purchasing a new investment property before your current one sells, paying off an existing loan to avoid foreclosure or maturity, completing a construction project, stabilizing a property to qualify for conventional financing, quickly acquiring a property at auction, or providing capital for renovations while awaiting permanent financing.
Need a strategic bridge for your real estate project?
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