Fix & Flip Loans for Real Estate Investors
Fast & Flexible Capital to Maximize Your Project Profitability
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*Serving real estate investors nationwide with competitive fix and flip financing.
Service Snapshot: Fix & Flip Loan Solutions
| Feature | Details for Fix & Flip Investors |
|---|---|
| Primary Loan Types | Fix & Flip, Bridge Loans, Rental Property Loans (Post-Flip) |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 75% ARV (After Repair Value) / Up to 85% LTC (Loan-to-Cost) |
| Target Property Types | Residential (1-4 units), Multifamily, Distressed Properties, Commercial for Repositioning |
Why Fix & Flip Investors Choose Waterman Capital
The fix and flip market demands speed, reliable capital, and flexibility. Missing out on a great deal due to slow financing can be costly. Traditional banks often can't keep up with the pace or the unique needs of renovation projects.
Waterman Capital offers a strategic advantage for your fix & flip success:
- Speed & Efficiency: Our streamlined application and underwriting process ensures you can close deals quickly, often within 3-10 business days. This is critical for securing profitable properties before competitors.
- Flexible Terms: We specialize in tailored hard money loans that account for your acquisition and renovation costs, offering flexible draw schedules and terms that support your project timeline and budget.
- Focus on Project Potential: We evaluate loans based on the property's After Repair Value (ARV) and the strength of your project, rather than solely focusing on credit scores or extensive income documentation.
Frequently Asked Questions from Fix & Flip Investors
What is a Fix & Flip loan and how does it work?
A Fix & Flip loan, often a type of hard money or private money loan, provides capital for purchasing a distressed property and funding its renovation. It's asset-based, meaning the loan is primarily secured by the property itself and its projected value after repairs (ARV). Investors typically repay the loan upon selling the renovated property.
How fast can I get funded for a Fix & Flip project?
We understand the urgency in the fix & flip market. For qualified projects, we can often fund loans in as little as 3-5 business days, with most loans closing within 7-10 business days. Our efficient process ensures you can move quickly on lucrative opportunities.
What types of properties do you lend on for Fix & Flip?
We lend on a wide range of properties suitable for renovation and resale, including single-family homes, multi-unit residential properties (2-4 units), and sometimes smaller commercial properties that can be repositioned. Our focus is on the property's potential and the profitability of your project.
Do you provide funding for renovation costs in addition to the purchase price?
Yes, absolutely. Our Fix & Flip loans are designed to cover both the acquisition cost and a significant portion of the renovation budget. We often structure loans with a draw schedule, releasing funds for repairs as milestones are met, ensuring you have capital throughout your project.
Ready to secure your next Fix & Flip investment?
Get pre-qualified or apply now for fast and reliable fix & flip financing.
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