Kentucky Private Money Loans

Private Money Loans in Kentucky

Kentucky's diverse real estate markets benefit from the flexibility of private money loans, which provide investors with crucial speed advantages when pursuing promising properties. Unlike traditional lenders who primarily scrutinize personal financial histories, private money lenders like Watermen Capital evaluate both investment merit and borrower circumstances throughout Kentucky. This balanced private money financing approach enables faster transaction completion, allowing Kentucky investors to capitalize on valuable opportunities across various markets—from urban centers to developing suburban areas—that might otherwise slip away during lengthy conventional loan processes.


Our Kentucky Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $10,000,000 per property
  • Interest Rates - Starting at 8.5%
  • Interest Only Payments
  • Loan Term - 12 to 24 Months, Prepayable
  • Loan Advance - Up to 90% of Purchase Costs, Up to 100% of Rehab Budget

Across Kentucky, Watermen Capital delivers tailored private money loans designed for real estate investors pursuing various strategies in multiple markets. Our private money financing options include both quick-close bridge loans and steady income-focused rental property loans, supported by a team of specialists with extensive investment and lending experience throughout Kentucky. Whether targeting urban rehabilitation projects, suburban rental property acquisition, rural development opportunities, or multi-family investments across Kentucky, our streamlined private money lending process accommodates investors who recognize that Kentucky's most promising real estate opportunities require decisive and prompt action.

Get a No-Obligation Private Money Loans Quote



Run a quick analysis for your next Private Money Loan Deal

719638

Fix and Flip

Analyze your Estimated ROI on your next Fixer-Upper!

$81,059
$74,835
108%
149053

Rental

Analyze your Estimated ROI on your next Rental!

$89,535
$2,215
2.5%
386839

Refinance

Analyze the Cash-out on Your Next Refinance!

$93,040
$5,546
$1,535

Call Us Today: (949) 785-5150

Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.