Bridge Loans by Waterman Capital
Fast & Flexible Capital for Seamless Real Estate Transitions
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*Connecting your current property to your next investment opportunity.
Service Snapshot: Bridge Loan Program
| Feature | Details for Bridge Financing |
|---|---|
| Primary Loan Uses | Property Acquisition, Refinance, Capital for Renovations, Covering Funding Gaps |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 70-75% of Current Value (or ARV for rehabs) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land with clear exit strategy |
Why Choose Waterman Capital for Your Bridge Loan?
In the fast-paced real estate market, opportunities can arise and disappear quickly. A bridge loan is your strategic tool to seize these moments, providing immediate capital to "bridge the gap" between your current situation and your next long-term financing or sale.
Waterman Capital offers a strategic advantage for your interim financing needs:
- Unmatched Speed: Our streamlined process allows for rapid approval and funding, often within 3-10 business days. This speed is critical when you need to close on a new property before selling an existing one, or to quickly capitalize on a time-sensitive investment.
- Flexible Solutions: We understand that every transitional situation is unique. Our bridge loans are tailored to your specific needs, whether you're acquiring a property, refinancing an existing asset, or need quick capital for renovations before a permanent loan.
- Focus on Opportunity: Unlike traditional lenders, we focus on the asset's potential and your clear exit strategy. This allows us to fund projects that banks might deem too risky or complex, helping you unlock new investment possibilities.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when is it ideal?
A bridge loan is a short-term, interest-only loan used to "bridge" a financial gap between two transactions. It's ideal when you need quick capital to acquire a new property before selling an old one, to refinance out of a high-interest loan, or to fund immediate renovations that will increase a property's value for future permanent financing or sale.
How fast can I get funded with a bridge loan?
Speed is a hallmark of bridge loans, and we prioritize efficiency. For qualified projects with a clear exit strategy, we can often fund bridge loans in as little as 3-5 business days, with most loans closing within 7-10 business days. This allows you to act decisively on time-sensitive opportunities.
What types of properties qualify for a bridge loan?
We provide bridge loans for a wide range of property types, including single-family homes, multi-unit residential (2-4 units), apartment buildings, commercial properties (retail, office), and even land for development, provided there's a strong exit strategy in place. Our focus is on the asset's value and the project's potential.
What is the typical term for a bridge loan?
Bridge loans are designed to be short-term solutions. Our typical terms range from 6 to 24 months, giving you sufficient time to execute your strategy (e.g., sell your current property, complete renovations, or secure long-term conventional financing) before the bridge loan matures. Extensions may be available depending on the project.
Ready to bridge the gap to your next success?
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