Iowa Private Money Loans

Private Money Loans in Iowa

Iowa's diverse real estate markets benefit from the flexibility of private money loans, which provide investors with crucial speed advantages when pursuing promising properties. Unlike traditional lenders who primarily scrutinize personal financial histories, private money lenders like Watermen Capital evaluate both investment merit and borrower circumstances throughout Iowa. This balanced private money financing approach enables faster transaction completion, allowing Iowa investors to capitalize on valuable opportunities across various markets—from urban centers to developing suburban areas—that might otherwise slip away during lengthy conventional loan processes.


Our Iowa Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $10,000,000 per property
  • Interest Rates - Starting at 8.5%
  • Interest Only Payments
  • Loan Term - 12 to 24 Months, Prepayable
  • Loan Advance - Up to 90% of Purchase Costs, Up to 100% of Rehab Budget

As a respected private money lender serving all regions of Iowa, Watermen Capital equips investors with adaptable loan solutions tailored to Iowa's unique real estate environment. Our private money loans feature accelerated processing and funding timelines that transform property investment across Iowa into a more accessible and rewarding venture. Whether your strategy involves property rehabilitation in coastal areas, rental conversions in suburban communities, new development in growing regions, or income properties in metropolitan centers throughout Iowa, our private money financing approach offers the speed and flexibility necessary for success in today's competitive market.

Get a No-Obligation Private Money Loans Quote


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Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.