Hawaii Rental Loans

Rental Loans in Hawaii

Find customized rental loans throughout Hawaii's multifaceted property markets with Watermen Capital, your dedicated source for investment real estate financing. Our rental financing solutions serve landlords across Hawaii with programs created specifically for residential income properties (1 to 4 units) and small apartment buildings (5 to 8 units) in various market settings. We recognize the unique characteristics of different Hawaii rental environments, offering rental loans structured around local considerations including property valuations, income potentials, vacancy trends, and operating expenses. As experienced rental property lenders serving communities statewide, Watermen Capital helps investors pursue opportunities ranging from established urban neighborhoods to growing suburban areas and promising rural markets throughout Hawaii.

Our Hawaii Rates

• Single Family Homes, Condominiums and Multifamily Apartments
• Loan Amount - $75,000 to $2,500,000+ per property
• Interest Rates - Starting at 6.5%
• Interest Only or Fully Amortizing Loans
• Loan Term - 30 Years (3, 5, 7, 10 Years Available)
• Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

Watermen Capital provides rental loans with location specific underwriting standards across Hawaii's diverse regions, featuring terms calibrated for the unique rental economics and tenant characteristics found throughout different markets. Our rental financing includes competitive rates, adaptable structures, and qualification processes that emphasize property performance metrics over borrower income requirements. As specialized rental property lenders operating throughout Hawaii, we acknowledge the significant variations between regional markets, delivering financing solutions adjusted to local rental conditions, property values, and investment dynamics. Whether building a portfolio across multiple Hawaii communities or concentrating on specific regional opportunities, our rental loans establish the financial foundation necessary for sustainable income property investment strategies throughout the state.