Florida DSCR Lender

DSCR Lender in Florida

When real estate investors across Florida need a reliable DSCR lender, they turn to Watermen Capital to finance their rental portfolios without the hurdles of personal income verification. As a premier DSCR lender serving Florida's diverse markets�from bustling urban centers to growing suburban communities�we evaluate your 1-4 unit residential and 5-10 unit multifamily properties based on their cash flow potential. By prioritizing the asset's Debt Service Coverage Ratio over traditional borrower metrics, we empower Florida investors to rapidly expand their holdings and capitalize on regional rental opportunities with confidence.

Our Florida Rates

• Single Family Homes, Condominiums and Multifamily Apartments
• Loan Amount - $100,000 to $2,500,000+ per property
• Interest Rates - Starting at 5.625%
• Interest Only or Fully Amortizing Loans
• Loan Term - 30 Years (3, 5, 7, 10 Years Available)
• Loan Advance - Up to 80% of Purchase Price and 80% of As Is Value for Acquisitions, and up to 80% for Refinance

As a leading DSCR lender serving every corner of Florida, Watermen Capital offers the consistency and market-specific underwriting required to succeed in today's rental landscape. We recognize that each region within Florida presents unique cash flow dynamics, and we calibrate our lending criteria to reflect those local realities. Skip the intrusive documentation of traditional banks and work with a DSCR lender that values your asset's performance. Let us provide the long-term, stable financing you need to secure high-performing rental properties throughout Florida.