Bridge Loans for Real Estate Investors
Rapid, Short-Term Financing to Bridge Your Investment Gaps
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*Serving investors nationwide with speed and flexibility.
Bridge Loan Service Snapshot
| Feature | Details for Bridge Financing |
|---|---|
| Primary Loan Types | Acquisition, Refinance, Property Transition, Prevent Foreclosure |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 70% LTV (Loan-to-Value) or ARV (After Repair Value) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land (case-by-case) |
Why Choose Waterman Capital for Your Bridge Loan?
Real estate opportunities often require immediate action, and sometimes your existing capital or traditional financing isn't ready. A bridge loan from Waterman Capital provides the essential short-term funding to connect you from one financial stage to the next, preventing missed opportunities.
Waterman Capital offers a strategic advantage for bridge financing:
- Rapid Deployment: Our streamlined process ensures quick approvals and funding, often within 3-10 business days. This speed is critical when you need to close fast, prevent a default, or secure a new property before selling an old one.
- Flexible Solutions: Bridge loans are inherently flexible. We tailor terms to fit diverse scenarios, whether you're acquiring a property, refinancing to pull out equity, or need capital for a property undergoing a transition (e.g., rehab to permanent financing).
- Asset-Based Lending: We focus on the underlying value of your real estate asset, providing financing options even when traditional lenders shy away due to credit history, income requirements, or property condition.
- Diverse Applications: Our bridge loans can be used for various purposes, including purchasing new investment properties, funding construction, or buying out a partner.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when is it ideal?
A bridge loan is a short-term, asset-based loan designed to "bridge" a gap in financing, typically for 6-24 months. It's ideal when you need quick capital for situations like purchasing a new property before selling your current one, preventing foreclosure, securing a property for renovation, or refinancing quickly to pull out equity before securing long-term financing.
How quickly can I secure bridge loan funding?
We specialize in speed. For qualified bridge loan projects, we can often fund in as little as 3-5 business days, with most loans closing within 7-10 business days. This rapid turnaround is essential for investors facing tight deadlines or time-sensitive opportunities.
What property types qualify for a bridge loan?
We lend on a wide range of property types for bridge financing, including single-family homes, multi-unit residential (2-4 units), apartment buildings, commercial properties (retail, office), and even land for specific development projects. Our focus is on the asset's value and the viability of the exit strategy.
Do you require an appraisal for bridge loans?
To expedite the process, we often utilize faster valuation methods such as BPOs (Broker's Price Opinions) or conduct our own internal valuations based on recent comparable sales and market analysis, rather than waiting for a full, traditional appraisal. This helps us close faster and provide capital when you need it most.
Ready to Bridge Your Investment Gap?
Get pre-qualified or apply now for fast and flexible bridge loan financing.
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