Alabama Hard Money Loans

Hard Money Loans in Alabama

Across Alabama, hard money loans function as practical financing alternatives that prioritize property equity over borrower credit history. These specialized loans, provided by experienced hard money lenders like Watermen Capital, address the unique investment scenarios found throughout Alabama's diverse real estate markets. Hard money loans eliminate the extended waiting periods associated with traditional bank financing, offering Alabama investors quick access to capital for property flips, distressed property acquisitions, or strategic purchases where conventional lenders might move too slowly for the fast paced Alabama market conditions.


Our Alabama Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $10,000,000 per property
  • Interest Rates - Starting at 8.5%
  • Interest Only Payments
  • Loan Term - 12 to 24 Months, Prepayable
  • Loan Advance - Up to 90% of Purchase Costs, Up to 100% of Rehab Budget

Successfully investing across Alabama's diverse real estate markets requires a hard money lender who understands regional differences while providing dependable funding solutions. Watermen Capital specializes in hard money loans supporting multiple investment strategies throughout Alabama, from metropolitan redevelopment projects to neighborhood revitalization and emerging market opportunities. Our hard money financing solutions help investors throughout Alabama avoid the inflexible requirements of traditional banking channels, with user friendly analysis tools and streamlined approval systems allowing you to secure project funding across Alabama considerably faster than through conventional lenders, regardless of which regional market within Alabama presents your next investment opportunity.

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Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.