Bridge Loans
Rapid, Flexible Capital for Transitional Real Estate Needs
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*Serving investors nationwide with speed and strategic financing.
Service Snapshot: Bridge Loan Solutions
| Feature | Details for Bridge Loans |
|---|---|
| Primary Loan Types | Property Acquisition, Interim Financing, Refinance, Development Gap |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 75% ARV (After Repair Value) / 65% LTV (As-Is Value) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land with Plans |
Why Investors Choose Waterman Capital for Bridge Loans
In real estate, timing is everything. Bridge loans provide the critical speed and flexibility needed to capitalize on opportunities, manage transitions, and avoid missed deals when traditional financing is too slow or unavailable.
Waterman Capital offers a strategic advantage:
- Speed & Efficiency: Our streamlined application and underwriting process ensures rapid closing, often within 3-10 business days. This speed is essential for securing new properties before selling an existing one, or for immediate capital needs.
- Flexible Terms: We specialize in tailored bridge loan solutions for a variety of scenarios, including acquisition, refinance, development, or providing liquidity during a property's transition. We focus on the asset's value and your clear exit strategy.
- Strategic Advantage: Bridge loans allow you to move quickly, seize opportunities, and navigate complex real estate transactions without being hampered by conventional lenders' lengthy processes or strict requirements.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when is it ideal?
A bridge loan is a short-term, interim financing solution used to "bridge" a gap in funding. It's ideal for situations like acquiring a new property before your current one sells, needing quick capital for a time-sensitive investment, or covering costs during development or renovation while awaiting permanent financing.
How fast can I get funded for a bridge loan?
We pride ourselves on efficiency. For qualified bridge loan projects, we can often fund in as little as 3-5 business days, with most loans closing within 7-10 business days. This rapid turnaround is crucial for helping investors act quickly on opportunities and maintain momentum during transitions.
What types of properties do you provide bridge loans for?
We lend on a wide range of property types, including single-family homes, multi-unit residential (2-4 units), apartment buildings, commercial properties (retail, office), and even land for new construction. Our focus is on the asset's value, the project's profitability, and a clear exit strategy.
What is a typical exit strategy for a bridge loan?
Common exit strategies for bridge loans include selling the property (e.g., after renovation or a market upswing), refinancing into a conventional long-term loan (once the property stabilizes or meets traditional lending criteria), or completing a development project and securing permanent financing or selling individual units.
Ready to bridge your capital gap and seize your next opportunity?
Get pre-qualified or apply now for a fast and flexible bridge loan.
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