Bridge Loans
Seamless, Fast & Flexible Capital for Your Real Estate Transitions
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*Connecting your current property to your next investment with speed and certainty.
Service Snapshot: Bridge Loan Features
| Feature | Bridge Loan Details |
|---|---|
| Primary Use Cases | Buy Before Sell, Acquire Distressed Assets, Rehab to Perm, Gap Financing |
| Typical Funding Time | 7-14 Business Days (as fast as 5 for qualified projects) |
| Loan-to-Value (LTV) | Up to 70-75% LTV (Purchase/Refinance), often based on current value |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Mixed-Use, Land |
Why Choose Waterman Capital for Your Bridge Loan
In real estate, timing is everything. A bridge loan from Waterman Capital provides the crucial short-term financing needed to "bridge" the gap between transactions, allowing you to seize new opportunities without waiting for traditional financing or the sale of an existing property.
Waterman Capital offers a strategic advantage:
- Unmatched Speed: Close on new properties quickly, often before your current property sells or long-term financing is secured. Our streamlined process ensures rapid underwriting and funding.
- Flexible Solutions: Tailored terms for various scenarios, including purchasing a new home before selling your old one, acquiring a distressed asset for quick rehab, or securing a property while waiting for permanent financing to finalize.
- Asset-Based Lending: We focus on the value and potential of your real estate, providing a viable option even if traditional lenders see challenges in your credit profile or the property's condition.
- Strategic Advantage: Gain a competitive edge by making all-cash offers or closing quickly, making your offers more attractive to sellers in a competitive market.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when is it ideal?
A bridge loan is a short-term, interest-only loan designed to "bridge" a financial gap between two transactions. It's ideal when you need to quickly access capital to purchase a new property before selling an existing one, acquire a time-sensitive investment, or cover immediate costs during a property transition while awaiting long-term financing.
How fast can I get funded for a bridge loan?
Our bridge loans are structured for speed. For qualified projects, we can often fund loans in as little as 5-7 business days, with most loans closing within 7-14 business days. This quick turnaround is essential for investors looking to capitalize on urgent opportunities.
What types of properties qualify for a bridge loan?
We lend on a wide range of property types for bridge financing, including single-family homes, multi-unit residential (2-4 units), apartment buildings, commercial properties (retail, office), and even land for development. The key is the asset's value and the clear exit strategy for the bridge loan.
What is the typical term for a bridge loan?
Bridge loans are inherently short-term. Our typical bridge loan terms range from 6 to 24 months, with options for extensions depending on the project's progress and exit strategy. The term is tailored to provide enough time to execute your plan, whether it's selling a property, completing a rehab, or securing permanent financing.
Ready to bridge the gap to your next real estate success?
Get pre-qualified or apply now for a fast and flexible bridge loan.
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