Bridge Loans for Real Estate Investors
Seamlessly Transition Between Properties & Projects with Fast, Flexible Capital
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*Connecting investors with crucial interim financing for acquisitions, rehabs, and property transitions nationwide.
Service Snapshot: Bridge Loan Financing
| Feature | Details for Bridge Loan Borrowers |
|---|---|
| Primary Loan Types | Bridge Loans, Interim Financing, Acquisition Bridge, Rehab Bridge |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 75% LTV (based on property value or ARV) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land (with approved plans) |
Why Real Estate Investors Choose Waterman Capital for Bridge Loans
In the fast-paced world of real estate, opportunities often require immediate action and strategic interim financing. A bridge loan is a critical tool for investors looking to capitalize on time-sensitive deals, transition between properties, or quickly fund renovations.
Waterman Capital offers a strategic advantage for your bridge financing needs:
- Bridge the Gap Seamlessly: Our bridge loans provide the necessary capital to close on a new property before your existing one sells, make non-contingent offers, or refinance maturing debt without market disruption.
- Speed & Efficiency: We understand that time is money. Our streamlined application and underwriting process ensures rapid funding, often within 3-10 business days, allowing you to secure deals that traditional lenders would miss.
- Flexible Terms for Diverse Needs: We specialize in tailored bridge loan solutions for unique investment strategies. Whether it's for property acquisition, a quick flip, repositioning a commercial asset, or short-term operational capital, our terms are designed to match your specific exit strategy.
- Asset-Based Lending: Our focus is on the value of your real estate asset and the viability of your project, rather than solely on credit scores. This allows for greater flexibility and approval for a wider range of investors.
Frequently Asked Questions from Bridge Loan Clients
What is a bridge loan and when is it typically used?
A bridge loan is a short-term, interim financing solution used by real estate investors to "bridge" the gap between two transactions or to provide quick capital for a time-sensitive project. Common uses include purchasing a new property before an existing one sells, making a non-contingent offer to secure a deal, quickly funding a property renovation, or resolving urgent financial needs where immediate liquidity is required before permanent financing is in place.
How fast can I get funded for a bridge loan?
Speed is a key advantage of bridge loans. Waterman Capital prides itself on efficiency, often funding qualified bridge loan projects in as little as 3-5 business days, with most loans closing within 7-10 business days. This rapid turnaround is essential for investors looking to seize time-critical opportunities or avoid delays in their real estate projects.
What types of properties do you lend on for bridge loans?
We provide bridge financing for a wide range of property types. This includes single-family homes, multi-unit residential properties (2-4 units), apartment buildings, commercial properties (retail, office, industrial), and even land for new construction, provided there are clear plans and an executable exit strategy. Our focus is on the asset's underlying value and the project's profitability.
What are the typical terms and exit strategies for a bridge loan?
Bridge loans are generally structured with shorter terms, typically ranging from 6 to 24 months, and often feature interest-only payments. A clear and viable exit strategy is paramount for bridge loans. Common exit strategies include the sale of the property being bridged, securing long-term conventional financing, or refinancing with another hard money loan upon completion of a rehab or stabilization period.
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