South San Francisco, CA DSCR Loans

South San Francisco, CA DSCR Loans

DSCR loans in South San Francisco, CA, provide real estate investors with income property financing based on rental cash flow rather than personal income. As experienced DSCR lenders, Watermen Capital offers these specialized investment property loans for both residential units (1-4 properties) and small multifamily buildings (5-8 units) throughout South San Francisco. Our DSCR financing evaluates the property's ability to generate sufficient rental income to cover loan payments, creating opportunities for portfolio expansion without the traditional income verification requirements that can limit conventional borrowing capacity. For South San Francisco investors focused on building rental portfolios, these DSCR loans deliver the financial leverage needed to scale your real estate business efficiently.


Watermen Capital's DSCR loans feature investor friendly qualification processes tailored specifically for South San Francisco rental property owners acquiring single family homes, duplexes, triplexes, fourplexes, and small multifamily buildings up to eight units. Our DSCR financing programs include competitive rates, flexible terms, and loan structures designed around the unique needs of income property investors. As dedicated DSCR lenders with deep experience in South San Francisco's rental markets, we understand local property values, rental income potentials, and the operating costs that impact investment performance. Whether purchasing your first rental or expanding an established portfolio, our DSCR loans provide the reliable financing foundation necessary for building long term wealth through South San Francisco real estate.

Home Value Trend in South San Francisco

Year over Year
0.02%
Average Home Value in South San Francisco (5 Year)
20212022202320242025
$1,164,234$1,267,274$1,180,664$1,218,923$1,235,595
Source: Zillow Home Value Index (ZHVI)
Average Rental Value in South San Francisco (5 Year)
20212022202320242025
$3,086$3,286$3,340$3,406$3,375
Source: Zillow Home Value Index (ZHVI)

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Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.

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