Bridge Loans
Seamlessly Transition Between Real Estate Investments with Fast Capital
Get Your Bridge Loan Quote Today
*Quickly bridge the gap for acquisitions, refinances, and more.
Service Snapshot: Bridge Loans
| Feature | Details & Benefits for Bridge Loans |
|---|---|
| Primary Use Cases | Acquisition, Refinance, Cash-Out, Property Stabilization, Transitioning Financing |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 75% LTV (based on current or stabilized value) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land (case-by-case) |
| Loan Term | Typically 6-24 months, with extension options |
Why Choose Waterman Capital for Your Bridge Loan?
In the fast-paced world of real estate, opportunities often demand quick action and flexible financing. A bridge loan from Waterman Capital provides the crucial short-term capital you need to seize opportunities, manage transitions, and stabilize properties without missing a beat.
Waterman Capital offers a strategic advantage for bridge financing:
- Speed & Agility: Our streamlined process ensures rapid funding, allowing you to close on new acquisitions, access equity, or refinance quickly, often within 3-10 business days.
- Flexibility for Transitions: Bridge loans are designed for situations where traditional financing isn't feasible or fast enough. We offer terms tailored to your unique transition, whether it's stabilizing a property, selling an existing asset, or waiting for permanent financing.
- Asset-Based Lending: We focus on the value and potential of your real estate asset, providing solutions for borrowers who might not qualify for conventional loans due to credit, income, or property condition.
- Diverse Applications: Use our bridge loans for property acquisitions, refinancing maturing debt, cashing out equity for other investments, or providing capital during property rehabilitation before securing long-term financing.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and how does it work?
A bridge loan is a short-term, asset-based loan designed to "bridge the gap" between the sale of one property and the purchase of another, or while a property is being stabilized or rehabilitated before securing long-term financing. It provides quick access to capital, using existing real estate as collateral, when conventional loans are too slow or not an option.
When is a bridge loan the right choice for my investment?
Bridge loans are ideal for real estate investors facing time-sensitive situations such as: purchasing a new property before selling an existing one, needing immediate capital for property rehabilitation, refinancing maturing debt quickly, or securing a property that requires stabilization before it qualifies for traditional financing. They offer speed and flexibility when conventional options fall short.
How fast can I get funded with a bridge loan?
Our bridge loan process is highly efficient. For qualified projects, we can often fund loans in as little as 3-5 business days, with most loans closing within 7-10 business days. This speed is critical for investors needing to act quickly on market opportunities or manage urgent financial transitions.
What types of properties qualify for a bridge loan?
We lend on a wide range of property types for bridge financing, including single-family homes, multi-unit residential (2-4 units), apartment buildings, commercial properties (retail, office), and even land for development. Our focus is on the underlying asset's value and the viability of your exit strategy.
Ready to bridge your next real estate gap?
Get pre-qualified or apply now for a fast and flexible bridge loan.
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