Fast & Flexible Bridge Loans
Bridge the Gap to Your Next Real Estate Opportunity
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*Ideal for quick acquisitions, avoiding foreclosure, or funding your next project while selling another.
Bridge Loan Service Snapshot
| Feature | Details for Bridge Loan Borrowers |
|---|---|
| Primary Loan Types | Bridge Loans, Interim Financing, Purchase Before Sale, Equity Recapture |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for urgent needs) |
| Loan-to-Value (LTV) | Up to 70-75% LTV (based on current or after-repair value) |
| Target Property Types | Residential, Multifamily, Commercial, Investment Properties (for transitional periods) |
Why Choose Waterman Capital for Your Bridge Loan?
Bridge loans are designed for situations where speed and flexibility are paramount. Whether you're acquiring a new property before selling an existing one, need quick capital for a renovation, or are avoiding foreclosure, Waterman Capital offers tailored solutions.
Waterman Capital provides a strategic advantage with bridge financing:
- Speed & Agility: Our efficient process allows for rapid approval and funding, often within 3-10 business days, ensuring you can seize time-sensitive opportunities without delay.
- Versatile Solutions: We structure bridge loans for a wide range of scenarios, from financing a new home purchase before your old one sells, to providing capital for property improvements, or closing on an auction property.
- Flexible Underwriting: Unlike traditional banks, we focus on the asset's value and your exit strategy, offering more lenient terms regarding credit scores and income documentation.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when should I consider one?
A bridge loan is a short-term financing solution that "bridges" the gap between a borrower's current financial situation and their future long-term financing or property sale. You should consider one when you need quick capital for a new acquisition, to prevent foreclosure, fund a renovation, or buy a new property before selling your current one.
How quickly can Waterman Capital fund a bridge loan?
We pride ourselves on efficiency. For qualified projects, we can often fund bridge loans in as little as 3-5 business days, with most loans closing within 7-10 business days. This speed is crucial for time-sensitive transactions and securing competitive deals.
What types of situations are bridge loans commonly used for?
Bridge loans are highly versatile. Common uses include purchasing a new investment property before selling an existing one, providing working capital for a rehab project, acquiring a property quickly at auction, preventing foreclosure, or allowing time for a more favorable long-term refinance after a value-add renovation.
What are the typical terms for a bridge loan?
Bridge loans are generally short-term, ranging from 6 to 24 months, though extensions can sometimes be arranged. Interest-only payments are common, and the loan is typically repaid when the underlying property is sold or refinanced with long-term financing. Terms are structured flexibly to match your specific exit strategy.
Ready to bridge the gap to your next real estate success?
Get pre-qualified or apply now for a fast and flexible bridge loan.
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