Bridge Loans by Waterman Capital
Fast, Flexible Short-Term Financing for Seamless Property Transitions
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*Connecting your capital needs between property acquisition, development, or sales.
Service Snapshot: Bridge Loan Program
| Feature | Bridge Loan Details |
|---|---|
| Primary Use Cases | Acquisition, Refinance, Rehab, Project Completion, Gap Funding, Commercial Transitions |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 75% of Current Value (or ARV for rehabs) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Mixed-Use, Land (with plans) |
Why Choose Waterman Capital for Your Bridge Loan Needs
Bridge loans are essential for real estate investors facing temporary capital gaps or needing quick funds to seize opportunities that traditional financing can't accommodate. Whether you're buying a new property before selling an existing one, completing a rehab, or needing quick cash for a commercial transition, Waterman Capital provides the agile solutions you need.
Waterman Capital offers a strategic advantage for bridge financing:
- Unmatched Speed: Our streamlined process ensures rapid underwriting and closing, allowing you to bridge financing gaps quickly and avoid missed deadlines or lucrative deals.
- Flexible Solutions: We understand that every transition is unique. Our bridge loans are designed with tailored terms to fit your specific timeline and exit strategy, offering flexibility that banks rarely provide.
- Diverse Property Focus: From residential flips needing quick capital injection to commercial properties awaiting long-term financing, we lend on a wide array of asset types, focusing on the project's viability.
- Clear Exit Strategies: Our team works with you to ensure a clear and achievable exit strategy, whether it's a sale, refinance, or project completion, making your bridge loan a smooth, temporary solution.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when is it typically used?
A bridge loan is a short-term loan used to "bridge" a financing gap, usually for a period of 6 to 24 months. It's ideal when you need quick capital for property acquisition (e.g., buying a new home before selling your old one), completing a renovation, or securing a commercial property while awaiting long-term financing to finalize.
How quickly can Waterman Capital fund a bridge loan?
Our expertise in private lending allows us to fund bridge loans much faster than traditional lenders. For qualified projects, we can often close in as little as 3-5 business days, with most loans funding within 7-10 business days. This speed is critical for bridging time-sensitive capital requirements.
What types of properties are eligible for a bridge loan?
We provide bridge financing for a broad range of property types, including single-family homes, multi-unit residential properties, apartment buildings, commercial spaces (retail, office, industrial), and even land development projects where construction is imminent. The focus is on the asset's value and the viability of the planned exit strategy.
What is an "exit strategy" for a bridge loan?
An exit strategy is your plan for repaying the bridge loan. Common exit strategies include the sale of the property, securing long-term conventional financing (like a refinance), or the completion and sale of another related asset. We require a clear and credible exit strategy as part of our underwriting process to ensure the loan is a sustainable solution for your needs.
Ready to bridge your capital gap?
Get pre-qualified or apply now for a fast and flexible bridge loan.
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