Bridge Loans
Fast & Flexible Capital to Bridge Your Real Estate Investment Gaps
Get Your Fast Bridge Loan Quote
*Connecting your current investment to your future permanent financing with speed and efficiency.
Service Snapshot: Bridge Loan Program
| Feature | Details for Investors |
|---|---|
| Primary Use Cases | Quick Acquisitions, Property Stabilization, Construction Completion, Refinancing Pending Sale |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 75% LTV (based on current or future value) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Mixed-Use, Land (with specific project plans) |
Why Choose Waterman Capital for Your Bridge Loan?
Real estate opportunities often demand immediate action, but permanent financing can take time. A bridge loan from Waterman Capital is designed to provide the interim capital you need to secure a deal, complete a project, or transition between properties without missing a beat.
Waterman Capital offers a strategic advantage:
- Unmatched Speed: Our streamlined process ensures you get funding quickly, allowing you to close on time-sensitive deals or meet urgent deadlines where traditional lenders fall short.
- Flexible Solutions: We understand that every situation is unique. Our bridge loans are tailored to fit your specific needs, whether it's a gap in financing, a quick acquisition, or capital for value-add improvements.
- Strategic & Seamless Transitions: Bridge loans are designed to be temporary, providing capital while you arrange longer-term financing or prepare a property for sale. We help you make those transitions smoothly.
- Focus on Asset Value: We primarily look at the property's potential and your project's viability, making it easier for investors with less-than-perfect credit or complex situations to qualify.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when should I use one?
A bridge loan is a short-term, secured loan designed to "bridge the gap" between two financial transactions. It's ideal for investors who need fast capital to acquire a new property before selling an existing one, finance a quick renovation, complete a construction project, or stabilize a commercial property while awaiting permanent financing.
How fast can I get funded for a bridge loan?
Speed is a key benefit of bridge loans. For qualified projects, Waterman Capital can often provide funding in as little as 3-5 business days, with most loans closing within 7-10 business days. This allows you to react quickly to market opportunities and avoid delays.
What types of properties qualify for a bridge loan?
We lend on a wide range of property types for bridge financing, including single-family homes, multi-unit residential (2-4 units), apartment buildings, commercial properties (retail, office), and even land for new construction where plans are established. Our focus is on the asset's value and the project's potential.
What are the typical terms and exit strategies for bridge loans?
Bridge loans typically have terms ranging from 6 to 24 months, often with interest-only payments. The primary exit strategies usually involve selling the property, refinancing into a long-term conventional loan, or securing permanent commercial financing once the property is stabilized or the project is complete. We work with you to plan a clear exit strategy from the outset.
Ready to bridge the gap in your real estate project?
Get pre-qualified or apply now for a fast and flexible bridge loan.
Apply Now for a Bridge Loan
