Bridge Loans
Fast & Flexible Capital for Real Estate Transitions
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*Serving real estate investors and property owners nationwide.
Service Snapshot: Bridge Loan Features
| Feature | Details for Bridge Financing |
|---|---|
| Primary Purpose | Facilitate quick property acquisition, prevent foreclosure, bridge gap between sale/purchase, provide capital for renovation/repositioning. |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 70-75% of current value or ARV (After Repair Value) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land with development plans |
| Typical Loan Term | 6-24 Months (can be extended based on project needs) |
| Common Exit Strategy | Refinance into long-term financing, sale of property, completion of another transaction. |
Why Investors Choose Waterman Capital for Bridge Loans
Real estate transactions often require precise timing. A bridge loan from Waterman Capital provides the necessary short-term capital to seize opportunities, manage transitions, or overcome temporary financial hurdles without missing a beat.
Waterman Capital offers a strategic advantage for bridge financing:
- Unmatched Speed: Our streamlined process ensures you get the funds you need quickly, allowing you to close on new properties before selling existing ones, avoid penalties, or jump on time-sensitive deals.
- Exceptional Flexibility: We structure bridge loans to fit your unique situation, whether you're transitioning between properties, needing cash for a quick rehab, or requiring immediate funds to prevent a default.
- Customized Solutions: Understanding that every bridge is unique, we work closely with you to design loan terms that align with your project's timeline and your ultimate exit strategy.
- Asset-Based Lending: Our focus is on the property's value and your project's viability, making it easier to qualify for a bridge loan even if traditional lenders would decline.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when should I use one?
A bridge loan is a short-term loan used to "bridge" the gap between the sale of one property and the purchase of another, or to provide quick capital for other immediate needs. It's ideal when you need to act fast, such as acquiring a new investment property before your current one sells, avoiding foreclosure, or needing funds for a property's renovation and repositioning.
How fast can I get funded for a bridge loan?
We specialize in speed. For qualified projects, we can often fund bridge loans in as little as 3-5 business days, with most loans closing within 7-10 business days. This efficiency is critical for time-sensitive real estate transactions and ensures you don't miss out on opportunities.
What are the typical terms and exit strategies for a bridge loan?
Bridge loans typically have terms ranging from 6 to 24 months. The exit strategy is crucial and usually involves refinancing into a long-term mortgage once the project is complete or the property has stabilized, or selling the property altogether. We work with you to ensure a clear and viable exit plan is in place.
What types of properties do you lend on for bridge financing?
We provide bridge loans for a wide range of property types, including single-family homes, multi-unit residential properties, apartment buildings, commercial properties (retail, office, industrial), and land with clear development potential. Our focus is on the asset's value and the project's profitability.
Ready for a smooth transition with a Bridge Loan?
Get pre-qualified or apply now for fast and flexible financing.
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