Bridge Loans
Fast, Flexible Capital to Bridge Your Real Estate Gaps
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*Ideal for acquisitions, refinancing, or quick-close opportunities nationwide.
Service Snapshot: Bridge Loan Features
| Feature | Details for Bridge Loan Investors |
|---|---|
| Primary Use Cases | Property Acquisition, Refinancing, Gap Funding, Commercial Transitions |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 70% of As-Is Value |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land with Development Potential |
Why Investors Choose Waterman Capital for Bridge Loans
In the fast-moving real estate market, timing is everything. A bridge loan from Waterman Capital provides the crucial short-term financing you need to seize opportunities, manage transitions, or cover financial gaps when traditional lenders are too slow.
Waterman Capital offers a strategic advantage for bridge financing:
- Unmatched Speed: Our streamlined process ensures you get funded quickly, allowing you to close on new acquisitions, avoid losing a deal, or recapitalize efficiently while awaiting long-term financing.
- Flexible Solutions: We understand that every bridging scenario is unique. Our loans are structured to meet specific short-term needs, whether it's acquiring a property before selling another, consolidating debt, or providing working capital for a project.
- Asset-Focused Lending: We primarily evaluate the value and potential of your real estate asset, offering more accessibility than conventional banks that focus heavily on borrower credit history and income.
- Clear Exit Strategies: Our bridge loans are designed with your exit in mind, typically a sale of the property, refinancing with conventional financing, or completion of a project.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when should I use one?
A bridge loan is a short-term loan used to "bridge" a financial gap between transactions. It's ideal when you need to quickly acquire a new property before your current one sells, for interim financing on a commercial project, or to secure a property quickly without traditional loan delays. They are asset-based, offering flexibility and speed.
How fast can I get funded with a bridge loan?
Waterman Capital specializes in rapid funding. For qualified projects, we can often close bridge loans in as little as 3-5 business days, with most loans funded within 7-10 business days. This speed is critical for seizing time-sensitive real estate opportunities.
What types of properties qualify for your bridge loans?
We provide bridge loans for a wide array of property types, including single-family homes, multi-unit residential properties (up to 4 units), commercial buildings (retail, office, industrial), and land with clear development plans. Our focus is on the property's value and the project's viability.
What is the typical term for a bridge loan?
Bridge loans are designed to be short-term. Our typical terms range from 6 to 24 months, providing sufficient time for you to execute your exit strategy, whether it's selling the property, securing long-term financing, or completing a construction phase. Extensions may be available depending on the project.
Ready to bridge your next real estate gap?
Get pre-qualified or apply now for a fast, flexible bridge loan.
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