Manhattan Beach, CA DSCR Loans

Manhattan Beach, CA DSCR Loans

DSCR loans in Manhattan Beach, CA, provide real estate investors with income property financing based on rental cash flow rather than personal income. As experienced DSCR lenders, Watermen Capital offers these specialized investment property loans for both residential units (1-4 properties) and small multifamily buildings (5-8 units) throughout Manhattan Beach. Our DSCR financing evaluates the property's ability to generate sufficient rental income to cover loan payments, creating opportunities for portfolio expansion without the traditional income verification requirements that can limit conventional borrowing capacity. For Manhattan Beach investors focused on building rental portfolios, these DSCR loans deliver the financial leverage needed to scale your real estate business efficiently.


Our DSCR loans offer Manhattan Beach investors simplified documentation requirements, focusing on property performance metrics rather than complex personal income verification. These specialized DSCR financing solutions support various investment strategies in Manhattan Beach's rental market, including long term buy and hold, value add improvements, and portfolio diversification across different neighborhoods. As established DSCR lenders serving Manhattan Beach's investment community, Watermen Capital delivers both purchase and refinance options for 1-4 unit residential properties and 5-8 unit multifamily buildings. Contact our experienced team today to discover how our tailored DSCR loans can help unlock your next Manhattan Beach rental property acquisition or optimize financing on your existing investment holdings.

Average Home Value in Manhattan Beach (5 Year)
20212022202320242025
$2,540,568$2,934,744$2,903,539$2,930,820$2,967,633
Average Rental Value in Manhattan Beach (5 Year)
20212022202320242025
$4,650$5,174$5,387$5,617$5,840

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Where We Lend

Where We Lend Map

Watermen currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Watermen is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Watermen Capital LLC is licensed or exempt from licensing in all other states. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.

Call Us Today: (949) 785-5150