Bridge Loans
Seamlessly Transition Your Real Estate Investments with Fast, Flexible Capital
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Service Snapshot: Bridge Loan Programs
| Feature | Details for Bridge Loans |
|---|---|
| Primary Loan Types | Acquisition Bridge, Refinance Bridge, Fix & Flip, Construction Completion, Property Transition |
| Typical Funding Time | 5-10 Business Days (often faster for urgent needs) |
| Loan-to-Value (LTV) | Up to 75% ARV (After Repair Value) / 65% LTV on Commercial |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Mixed-Use (for transition periods) |
Why Investors Choose Waterman Capital for Bridge Loans
Bridge loans are essential for real estate investors facing critical timing gaps, needing quick capital for new acquisitions before an existing property sells, or requiring funds for a rapid renovation and sale. Traditional financing often falls short, creating delays that can jeopardize lucrative opportunities.
Waterman Capital offers a strategic advantage for your bridge loan needs:
- Speed to Close: Our expedited process ensures you get funding quickly, often within 3-10 business days, allowing you to seize opportunities without delay – crucial for competitive markets or urgent situations.
- Flexible Solutions: We understand the unique scenarios bridge loans address. We offer custom terms for various needs, whether it's bridging between a sale and a purchase, financing a quick flip, or completing a construction project.
- Asset-Based Lending: Our focus is on the property's value and your project's viability, making it easier to qualify even if you have complex financial situations or urgent deadlines that traditional banks won't accommodate.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when should I use one?
A bridge loan is a short-term loan used to 'bridge' a gap between two transactions, typically when a borrower needs to access capital quickly before permanent financing is secured or an existing asset is sold. It's ideal for investors who need to close on a new property before their current one sells, require fast funds for a time-sensitive purchase, or need capital for a rapid property renovation.
How fast can I get a bridge loan funded?
Speed is a primary advantage of bridge loans. Waterman Capital can typically fund bridge loans in as little as 3-5 business days for qualified projects, with most loans closing within 7-10 business days. This quick turnaround is vital for investors looking to capitalize on immediate opportunities.
What types of projects or properties are suitable for bridge loans?
Bridge loans are versatile. They are commonly used for:
- Acquisition Bridge: Buying a new property before selling an old one.
- Fix & Flip: Providing capital for quick renovations and resale.
- Construction Completion: Bridging funds to finish a project until permanent financing.
- Refinance Bridge: Paying off an existing loan quickly for a new, better one.
- Avoiding Foreclosure: Short-term relief for distressed properties.
What are the typical terms for a Waterman Capital bridge loan?
Our bridge loan terms are flexible, typically ranging from 6 to 24 months, with options for extensions. Interest rates and fees vary based on the project's specifics, property type, LTV, and the borrower's experience. We focus on providing competitive terms tailored to your unique exit strategy.
Ready to secure your next investment with a Bridge Loan?
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