Bridge Loans
Temporary Financing to Bridge Your Real Estate Gaps
Get Your Bridge Loan Quote
*Ideal for property acquisitions, refinancing, and avoiding missed opportunities.
Service Snapshot: Bridge Loan Financing
| Feature | Details for Bridge Financing |
|---|---|
| Primary Purpose | Acquisition, Refinance, Rehab, Construction Completion, Avoid Foreclosure, Partner Buyouts |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for urgent needs) |
| Loan-to-Value (LTV) | Up to 70-75% LTV (based on current value or ARV) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land Acquisition |
| Typical Term | 6-24 Months (with flexible extension options) |
Why Choose Waterman Capital for Your Bridge Loan?
In the fast-paced world of real estate, opportunities can emerge and vanish quickly. Bridge loans provide the crucial temporary capital to seize these moments, allowing you to transition smoothly between properties or secure funding while long-term solutions are finalized. Traditional financing often moves too slowly, leaving investors vulnerable to missed opportunities or expiring deals.
Waterman Capital offers a strategic advantage for bridge financing:
- Speed & Agility: Our streamlined process ensures rapid underwriting and funding, often within 3-10 business days. This speed is paramount when you need to close a deal quickly or secure funds while waiting for another property to sell.
- Flexible Solutions: We understand that every bridging scenario is unique. Our loans are tailored to your specific needs, whether you're purchasing a new investment before selling an existing one, completing a construction project, or refinancing an existing property to pull out cash.
- Strategic Advantage: A bridge loan from Waterman Capital enables you to confidently pursue new acquisitions without being constrained by the sale of an existing asset, or to inject capital into a project to avoid delays and maximize returns.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when is it typically used?
A bridge loan is a short-term, interest-only loan designed to "bridge" a financial gap until a more permanent financing solution or a specific event (like a property sale) occurs. It's commonly used when an investor wants to purchase a new property before their current one sells, needs quick capital for a time-sensitive acquisition, or requires funds to complete a construction project while awaiting long-term financing.
How quickly can I get approved and funded for a bridge loan?
Our process is optimized for speed. For qualified projects, we can often approve and fund bridge loans in as little as 3-5 business days, with most loans closing within 7-10 business days. This efficiency is critical for investors needing to act fast on market opportunities.
What types of properties qualify for a bridge loan?
We lend on a wide range of property types for bridge financing, including single-family homes, multi-unit residential (2-4 units), apartment buildings, commercial properties (retail, office), and even land for new construction. Our focus is on the asset's value, the project's viability, and a clear exit strategy.
What is the typical term for a bridge loan?
Bridge loan terms are designed to be short-term, typically ranging from 6 to 24 months. We offer flexibility within these terms and can often provide extensions if your exit strategy requires a bit more time. The goal is to provide enough runway for your permanent financing to materialize or your property to sell.
Ready to Bridge Your Real Estate Gap?
Secure the interim financing you need to achieve your investment goals.
Apply for a Bridge Loan
