Real Estate Bridge Loans
Seamless Short-Term Capital for Property Transitions & Opportunities
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*Serving real estate investors nationwide for diverse property types.
Service Snapshot: Bridge Loan Highlights
| Feature | Details for Investors |
|---|---|
| Primary Use Cases | Property Acquisitions (prior to sale of existing assets), Pre-Construction, Refinance, Fix & Flip Exit Strategy |
| Typical Funding Time | 5-10 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 70-75% LTV (based on current value) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land (with approved plans) |
Why Investors Choose Waterman Capital for Bridge Loans
The real estate market moves fast, and opportunities often demand immediate action. A bridge loan from Waterman Capital provides the crucial short-term financing needed to capitalize on time-sensitive deals and ensure smooth transitions between projects.
Waterman Capital offers a strategic advantage:
- Bridge the Gap: Secure new investment properties, or initiate construction, even before your existing assets have sold or long-term financing is finalized.
- Speed & Efficiency: Our streamlined application and underwriting process ensures rapid funding, often within 3-10 business days, allowing you to meet tight deadlines.
- Flexible Terms: We specialize in tailored bridge loans for unique investment strategies, including complex acquisition scenarios, unexpected construction delays, or short-term cash-out needs.
- Clear Exit Strategy Focus: We partner with you to understand your repayment plan, ensuring the bridge loan smoothly transitions to your long-term solution or property sale.
Frequently Asked Questions About Bridge Loans
What is a bridge loan and when is it typically used?
A bridge loan is a short-term, asset-backed loan designed to "bridge" a financing gap between two transactions. It's commonly used when an investor needs to acquire a new property but hasn't yet sold an existing one, or when interim financing is required before securing a permanent loan or completing a project.
How fast can I get a bridge loan funded?
We understand the urgency often associated with bridge financing. For qualified projects, we can often fund bridge loans in as little as 3-5 business days, with most loans closing within 7-10 business days. This speed is critical for seizing competitive opportunities.
What types of situations are ideal for using a bridge loan?
Bridge loans are perfect for situations such as: acquiring a new investment property before your current one sells, providing interim financing for a construction project, quickly refinancing an existing property to pull out cash for another deal, or preventing a fix & flip project from stalling due to unexpected delays.
What are the typical terms and LTV for bridge loans?
Bridge loans are generally short-term, ranging from 6 to 24 months, often with interest-only payments. We typically offer loan-to-value (LTV) ratios up to 70-75% based on the current property value, with a strong focus on the asset's strength and a clear, viable exit strategy for repayment.
Ready to bridge your next real estate opportunity?
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