Real Estate Bridge Loans
Fast & Flexible Financing for Transitional Property Needs
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*Ideal for acquisitions, refinancing, and maintaining project momentum.
Bridge Loan Service Snapshot
| Feature | Details for Bridge Loan Investors |
|---|---|
| Primary Use Cases | Acquisition, Refinance, Construction Completion, Partner Buyout, Avoiding Foreclosure |
| Typical Funding Time | 5-15 Business Days (as fast as 3 for qualified projects) |
| Loan-to-Value (LTV) | Up to 70-75% LTV (Current Value) |
| Target Property Types | Residential (1-4 units), Multifamily, Commercial, Land (with development plans) |
Why Choose Waterman Capital for Your Bridge Loan?
Bridge loans are critical for investors needing to quickly transition between properties, seize opportunities, or maintain project momentum when traditional financing lags. Waterman Capital understands the urgency and strategic nature of bridge financing.
Waterman Capital offers a strategic advantage:
- Rapid Closing & Flexibility: Our streamlined application and underwriting process ensures quick funding, letting you close on new properties or cover immediate needs without delay. We cater to complex scenarios where traditional banks often hesitate.
- Strategic Capital for Transitions: Ideal for situations like purchasing a new property before selling an existing one, completing construction, or securing temporary funds while awaiting long-term financing.
- Tailored Solutions: We customize loan terms to align with your specific exit strategy and project timeline, offering short-term relief and a strategic advantage in competitive markets.
Frequently Asked Questions About Bridge Loans
What is a real estate bridge loan and when is it used?
A bridge loan is a short-term, asset-backed loan designed to "bridge" the gap between a current financial need and a future, more permanent financing solution or sale. It's commonly used for quick acquisitions, avoiding foreclosure, completing construction, buying time to sell an existing property, or covering immediate capital needs during a transition.
How fast can I get funded with a bridge loan?
Speed is a key advantage of bridge loans. Waterman Capital can typically fund qualified bridge loans within 5-15 business days, sometimes even faster for straightforward projects. This allows investors to capitalize on time-sensitive opportunities and maintain project momentum.
What types of properties qualify for a bridge loan?
We offer bridge loans for a wide range of property types, including single-family homes, multi-unit residential (2-4 units), apartment buildings, commercial properties (retail, office, industrial), and even land (especially with clear development plans). Our focus is on the property's value and the viability of your exit strategy.
What are the typical terms and duration for a bridge loan?
Bridge loans are short-term, generally ranging from 6 months to 24 months, though extensions may be possible depending on the project. Interest-only payments are common, and terms are structured around your specific plan for repayment, often through a refinance into a conventional loan, or the sale of the property.
Ready to bridge the gap to your next investment?
Get pre-qualified or apply now for a fast and flexible bridge loan.
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